How to Withdraw Money from AdSense

Paola Faben Oliveira

If you have a Youtube channel or a website for publishing online content, you can monetise it with Google AdSense.

It works by matching ads to your site or channel, based on what you’re posting and the demographics of your visitors. You then make money from advertisers using your online platform to promote your content.

Google AdSense is free, and if the unpaid balance on your adsense account reaches a certain amount by the end of the month, you’ll get paid¹.

In this guide, we’ll look at how to withdraw money from AdSense globally. This includes the payment methods available for users in different countries, along with step-by-step guides for getting set up.

What are the ways to withdraw money from AdSense globally?

Google offers a number of payment methods to withdraw unpaid balance on your Adsense account. However, some of them depend on your payment address. For example, payments by Single Euro Payments Area (SEPA) transfers are only available in certain Euro countries².

Here are the AdSense payment methods available:


In some countries you can receive the unpaid balance on your Adsense account by cheque³, to make sure this option is available at your location you need to head to the Payments section on your account and check the payment options.

Google's cheques are issued by Citibank and they are made for deposit only. Before setting up your Adsense payment method as a check, it's good to make sure your bank account can accept Google's US dollars Citibank cheques.

Cheques are delivered via standard delivery although some countries in Latin America will receive their cheques via local courier without additional charge.

Wire transfer

A reliable, secure way to receive your AdSense payment, wire transfer involves sending a payment once a month straight to your bank account.⁴

Here’s what you need to do to select wire transfer as your preferred payment method:

  1. Sign into your Google AdSense account and head to the Payments section
  2. Select ‘Add payment method’
  3. Choose 'Wire transfer to bank account’
  4. Enter your bank account information, making sure to enter details exactly as they appear on your bank statement.
  5. Check your details and submit.

Electronic Funds Transfer (EFT)

An EFT is just like a bank transfer, as it deposits your AdSense earnings directly into your bank account. But the key difference is that unlike bank transfers, if this option is available in your location the money will be paid out in your local currency.

Follow these steps to choose EFT as your AdSense payment method⁵:

  1. Sign into your AdSense account and head to ‘Payments’
  2. Select ‘Add payment method’
  3. Set EFT as your payment method
  4. Enter your bank account details carefully and click ‘Save’
  5. AdSense will then send a small test deposit of less than £1 to verify your account⁶. This should arrive after 2-5 working days.
  6. Once you receive this (check your bank statements or online banking), sign back into your AdSense account and click ‘verify now’
  7. Selet the test deposit amount you received from the drop-down menu, then confirm.

Manage your digital business finances easily with Wise Business


Unfortunately, you cannot use your Wise Account to withdraw money from Adsense. However, after withdrawing your well deserved earnings if you need to make payments for international providers, you can benefit from a Wise Business Multi-currency account.

Creating content online, as a side hustle or full time job, takes lots of time and effort. And even though the initial costs are low, if you take the business to another level it is quite possible that you need to pay for some online services, or even for other professional services, a web designer for exemple.

With Wise you’ll always get the real, mid-market exchange rate – with no expensive mark-up slapped on top. You can then use your multi-currency account to pay for international invoices, online services and freelance professionals to help grow your digital business.

💡 Here’s an example of this in action:
Let's say you need to hire a freelancer to help you scale your business,

creating more articles for your blog or screenplays for your Youtube videos. You find an amazing freelancer who resides in the US, and so, you need to pay this person in US dollar (USD).

With the Wise business account you can easily hold money on your local currency, and when you need to pay your freelancer's invoice, you can send an international transfer, paying the real conversion rate, without the hiding fees that the old-school banks usually charge you.

Wise Business isn’t only a handy tool for international transfers. If there’s a chance you’ll be receiving payments in any other currencies, your multi-currency account offers one of the cheapest ways to manage, convert, send and spend your money.

Get started with
Wise Business today

So that’s it – how to withdraw money from Google AdSense in a nutshell. It should be relatively straightforward to set up your preferred payment method, and in some cases you can do it instantly. Good luck!

Sources used:

1.Google Support Article - How AdSense Works
2.Google Support Article - Receiving SEPA Payments
3.Receiving payments by check - Google AdSense Help
4.Google Support Article - Receiving payments by wire transfer
5.Google Support Article - Receiving payments by EFT
6.Google Support Article - Verify a test deposit from Google

Sources checked on March 03, 2023.

This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from Wise Payments Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.

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