Can I use Revolut in Serbia?

Zorica Lončar

Planning a trip to Serbia? You may be thinking of a city break to Belgrade, or a longer stay for work. Whichever is the case, you’ll need to find the cheapest and most convenient way to spend in Serbian dinar (RSD).

Revolut is one option for spending internationally, but does it work in Serbia? We’ll cover everything you need to know right here in this guide. This includes whether RSD is supported by Revolut and whether there are fees for using your Revolut card in Serbia.

And while you’re comparing travel spending solutions, make sure to check out the Wise card.

You can use it for purchases and ATM withdrawals in 175 countries, including Serbia. This clever card automatically converts your money to the local currency at the mid-market exchange rate whenever you spend.

Can I use Revolut in Serbia?

Yes, you can use your Revolut account and card in Serbia. You can convert and hold Serbian dinar (RSD) in your Revolut balance, managed through the Revolut app.

And you can use your Revolut card anywhere in Serbia where Visa and Mastercard are accepted¹. This includes shops, restaurants, bars, transport hubs, hotels and ATMs.

Are Serbian dinars supported for spending?

Revolut does support the Serbian dinar (RSD), along with 140 other currencies¹. You can hold and convert it in your Revolut balance, and spend in RSD using your Revolut card.

When it comes to ATM withdrawals and card transactions in Serbia, you have two options:

  1. Convert your GBP to RSD before you travel, preloading your balance with as much currency as you plan to spend. Your Revolut card will then automatically use this balance when you spend.
  2. Spend on your Revolut card without converting currency first. The card will automatically convert the currency for you².

How much does it cost to use a Revolut card in Serbia?

Generally speaking, it’s fee-free to use your Revolut card in other countries.

However, there are some situations when you may be charged a fee. For example, if you convert currency at weekends or withdraw more than a certain amount in cash from a foreign ATM.

Let’s take a look at the Revolut card fees you need to know about:

TransactionRevolut fee³
Additional merchant surcharge fees (for paying by card)Set by the merchant (if applicable)
Currency exchange transactions above £1,0000.5%
Currency exchanges on weekends1%
ATM withdrawals over £200 (or more than 5 withdrawals)2%⁴

Now, let’s talk exchange rates. Revolut uses the mid-market exchange rate for currency conversions, just like Wise. This means your money goes further.

But there are a few pitfalls to watch out for. If you pay for something in a different currency to your Revolut balance at a weekend, you’ll be charged a 1% fee. Likewise, if you convert more than £1,000 at once, there’s a 0.5% fee to pay.

Can I get a Revolut account in Serbia?

If you’ll be enjoying an extended stay in Serbia, you might be considering whether to open a Revolut account. Unfortunately, Revolut accounts and cards aren’t available to customers in Serbia at the moment⁵.

However, you can still use a UK-issued Revolut card there, and send money from the UK to Serbia. Or you can look into how to open a bank account in Serbia.

A great alternative for low-cost spending in Serbia - the Wise card

Want a great exchange rate all the time, not just on weekends?

Get yourself a Wise card and you can spend at the mid-market rate in 175 countries, whenever you want.

Open a Wise multi-currency account online and you can get a Wise card for a one-time cost of just £7⁶. Your card automatically converts currency whenever you spend, so you don’t need to worry about pre-loading your account or converting cash. There’s only a small conversion fee to pay⁶.

If you need cash, your Wise card has you covered. You can withdraw up to £200 a month from Serbian ATMs for free (although double-check that the ATM operator doesn’t charge its own fee).

Join Wise today

⁶ Please see Terms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up-to-date pricing and fee information.

Sources used:

  1. Revolut Help - What currencies are supported for spending?
  2. Revolut Help - Which currency balance will be deducted for spending?
  3. Revolut Help - What fees will I be charged for making card payments?
  4. Revolut Standard Fees
  5. Revolut - Country list
  6. Wise - terms and conditions & pricing

Sources last checked on date: 09-Dec-2022

This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.

Money for here, there and everywhere

Find out more

Tips, news and updates for your location