Personal Finance Tips

Can I use Revolut in Germany?

Zorica Lončar

24.04.23 (updated more than 1 year ago)

Read time 2 minutes

Moving to Germany and looking for a way to manage your money? You could open a traditional bank account, or speed things up by going online and choosing a digital ‘neobank’ like Revolut.

If managing your money via mobile app is something you’d be interested in, read on. We’ve put together a guide to using Revolut in Germany, including whether it operates there and what kinds of account plans you can access.

We’ll also show you an alternative - the Wise multi-currency account. This powerful online account is ideal if you live, work or travel internationally, as it lets you manage your money in 50+ currencies. There’s even a Wise card for spending in 174 countries, including Germany.

But more on this later. For now, let’s take a look at how Revolut works in Germany.

Does Revolut work in Germany?

Yes, Revolut is available in a wide range of countries in the European Economic Area (EEA), including Germany.¹ This means you can download and use the mobile app, transfer money, open an account and use your Revolut card to spend throughout Germany.

Revolut services in Germany are provided by Revolut Bank UAB, which is licensed and regulated by the Bank of Lithuania.²

Head to the Revolut Germany website for all the details.

How to open a Revolut account in Germany

Ready to open your Revolut account? Here’s how to do it Germany:³

Download the Revolut mobile app
Create an account - you should be able to do it all through the mobile app
Provide the required personal details, including uploading photos of ID or other documents if requested
Choose a Revolut plan
Once your account is open, you’ll receive your Revolut debit card in the mail.

Accounts and fees for Revolut in Germany

Revolut has a number of different account plans to choose from in Germany. These are similar to what’s on offer in other countries where Revolut operates.

Each offers basic banking and money transfer services, along with a debit card. Revolut plans include a Standard free plan, but you’ll get more perks if you upgrade to one of the paid plans. The more you pay, the more you’ll get.

Let’s take a quick look at Revolut plans in Germany:⁴

Standard plan (free)

Free cash withdrawals up to €200/month
Fee-free currency exchange (Mon-Fri) up to €1,000

Plus plan (€2.99)

All Standard plan features
Free cash withdrawals up to €200/month
Personalised card
Fee-free currency exchange (Mon-Fri) up to €1,000
Priority 24/7 customer service

Premium plan (€7.99)

All Plus plan features
Free cash withdrawals up to €400/month
Unlimited fee-free currency exchange (Mon-Fri)
International health insurance
Discounted airport lounge access

Metal plan (€13.99)

All Premium plan features
Free cash withdrawals up to €800/month
Unlimited fee-free currency exchange (Mon-Fri)
Cashback on spending
Exclusive Metal card

Manage your money internationally with Wise

While Revolut does offer international payments, cash withdrawals and spending, this does come with some limitations.

For example, with Revolut’s Standard plan you’ll only get fee-free currency exchange from Monday to Friday. Spend or send in a different currency at the weekend, and a fee will apply - so it ends up costing you more.

If you want low fees and fair exchange rates you can count on all the time, for every international transaction, check out Wise.

The Wise multi-currency accountlets you manage your money in 50 currencies, spend and send worldwide, with no extra charge at the weekends.

You’ll always get the mid-market exchange rate too, whether making a transfer in the Wise app or spending worldwide on the Wise debit card.

Join Wise today

Please see the Terms of Use for your region or visit Wise fees & pricing for the most up-to-date information on pricing and fees.

Sources used:

Sources last checked on date: 17-Apr-2023

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.