Airwallex vs Revolut Business: Complete Comparison of Features and Fees

Whether Airwallex is more suitable for your business than Revolut Business (or vice versa), it all comes down to two things - features and fees.

To help you make an informed decision, we've covered both providers' features and fees in detail in this guide.

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⚠️ Note: Provider features, fees, eligibility checks, protections, and timelines mentioned in this article may vary by customer, business type, application outcome, and country. Check the provider’s website and terms and conditions for the most accurate and up-to-date information.

Airwallex vs Revolut Business at a glance

Airwallex vs Revolut Business features

Airwallex features

Airwallex is particularly relevant if payment acceptance sits alongside the rest of your financial operations. Its Explore plan includes accounts with local bank details in 20+ currencies, free local transfers to 120+ countries, international batch transfers, multi-currency company and employee cards, payment links, online card and local payment-method acceptance, invoicing, accounting integrations and Core API access.¹

The platform also offers spend-management tools. According to Airwallex's corporate cards page, its cards can be used by company and employee cardholders, spend directly from held balances, and include controls, spending limits and real-time activity visibility.⁷

This makes Airwallex worth comparing if you want an account, card programme, payment acceptance and technical integrations in the same ecosystem. If you only need straightforward domestic account features, that breadth may be more than you need.

Revolut Business features

Revolut Business currently offers tiered plans for businesses that want account features, cards, payment tools, transfers and currency management.²

According to Revolut's transfer-timing guidance, GBP transfers are usually received within hours, typically up to three hours.⁸

Payments between Revolut accounts are listed as instant. The same guidance explains that GBP local transfers via Faster Payments usually arrive within hours, EUR transfers from SEPA countries can take up to two business days, USD transfers can take up to three business days, and international SWIFT transfers can take up to two business days.⁸

Revolut's plan structure can be easier to follow if you know your likely monthly payment and FX activity. The key is to pick a tier based on the allowances you will actually use, not just the headline subscription.

Airwallex vs Revolut Business fees

Airwallex fees

According to Airwallex's UK pricing page, Explore is £0 or £19 a month, Grow is £49 a month, and Accelerate starts from £999 a month. The £19 Explore fee can be waived when the business meets the stated £10,000 monthly-deposit or minimum-balance condition.¹

The practical point is that the subscription is only one layer of Airwallex's cost. Your payment routes, FX pairs, card-user count and payment-acceptance volume can all change the total payable.

Revolut Business fees

The plan-pricing page advertises Grow from £30 a month and Scale from £90 a month, while the current monthly fee pages list £35 and £125 respectively. Compare the billing term and the fee page that applies to your selected plan before you sign up.^2,4,5

Airwallex vs Revolut Business: The verdict

Ultimately the choice between these providers depends on the way your business works.

Airwallex may be a stronger fit if you need payment acceptance, payment links, recurring billing, a card programme and API or accounting integrations alongside global account and transfer tools. That combination is central to its product proposition.¹

Revolut Business may be a stronger fit if you want a tiered business-account plan and can choose a subscription around your expected transfer, FX and card needs. Its allowances rise substantially between Basic, Grow and Scale, but so do the monthly fees.^2,3,4,5

Before choosing either provider, model the costs of your usual payment routes, FX activity, card users, customer-payment volume and integrations. The cheapest monthly plan is not automatically the cheapest option once you add the fees that apply to the way you use it.

Discover Wise Business: an alternative to Airwallex and Revolut Business

If international payments, multi-currency operations and a business account without a monthly subscription are priorities, consider Wise Business.

Wise Business offers a free Essential plan for basic spending and transferring. If you need to receive money, set up direct debits, or generate invoices, you'll pay a one-time £50 setup fee to unlock the Advanced features.

With Wise Business, you can:

• 🌍 Send money to 70+ countries and pay overseas invoices at the mid-market exchange rate with low, transparent fees and no hidden exchange rate markups (product availability varies by region)
• 📥 Receive payments in 24 currencies and counting
• 💵 Get local account details for 8+ currencies, including USD and EUR, to let your customers pay in a currency they know and trust - convenience for them and peace of mind for you
• 💰 Hold money in 40+ currencies
• 🔁 Convert currencies anytime at the mid-market exchange rate with low, transparent fees
• ⚡ Use the batch payments tool to create and send up to 1,000 payments in a single transfer
• 👥 Run payroll and make international payments for up to 1,000 employees all over the world - including paying suppliers using local payment methods like ACH, SEPA, and Faster Payments
• 💳 Get business debit cards with 0.5% cashback for you and your team to keep track of team expenses and spend all over the world, with real-time visibility and categorisation. See full cashback terms and conditions
• 🏢 Manage cash in 55+ currencies across international offices from a single business account and move money between business accounts in seconds (exact speeds can vary depending on individual circumstances and may not be the same for all transactions)
• 🧾 Connect and sync every business transaction to your favourite accounting software, including Xero, Quickbooks, and more
• 🔐 Create your own payment approvals process to manage your team better with customised access for different team members, roles and permissions
• 📑 Create custom professional invoices and schedule invoice payments for future dates
• 📈 Earn variable returns on GBP, USD and EUR with Wise Interest (Capital at risk, growth not guaranteed. Your money is at risk if governments default or interest rates go negative. Rates vary by country and currency. Rates are variable. Visit Wise Interest to find out more)
• 🔗 Create payment links and QR codes to get paid easily (Card payment acceptance for new Wise Business customers is currently unavailable. Payment methods subject to eligibility and availability.)
• ⚙️ Automate payouts with the Wise API (comes with 24/7 customer support, a sandbox account to test integrations, API tokens, and clear documents on how to implement and make the most of our API)

Make the wise choice when selecting a business account for your domestic and global needs.

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**Investments are not guaranteed, and your capital is at risk.

Wise is an Electronic Money Institution (EMI), so features like Interest and Stocks may be covered by the Financial Services Compensation Scheme (FSCS). For standard cash balances, we safeguard your funds to meet regulatory obligations.

In the UK, Interest and Stocks are provided by Wise Assets, the trading name of Wise Assets UK Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA number 839689).

We do not provide investment advice, and taxes may apply. If unsure, seek qualified financial advice. Full fund information is available on our website.

FAQs

Which is cheaper: Airwallex or Revolut Business?

It depends on how you use the account. Airwallex's cost can depend on plan price, FX, transfer route, spend users and payment acceptance. Revolut Business's cost depends on the plan selected, included transfer and FX allowances, and fees outside those allowances.^1,2,3,4,5

Does Airwallex or Revolut Business offer payment acceptance?

Both offer payment-acceptance tools. Airwallex lists online card and local payment-method acceptance, payment links and billing tools. Revolut Business lists payment acceptance, payment links, QR codes and card-processing tools across its plan page and fees documentation.^1,2,3

Does Revolut Business have a free plan?

The current UK pricing pages in the source pack list Basic at £10 a month, Grow at £35 a month, Scale at £125 a month and Enterprise with custom pricing. The public plan page also shows annual-plan starting prices for Grow and Scale.^2,3,4,5,6

Sources:

Sources last checked on 28th July 2026