Airwallex Pricing and Fees in the UK (2025)

Airwallex, a multinational financial technology company, intends to make international payments easier for all companies. It offers finance-related services for businesses of all sizes. These include cross-border payment solutions, business cards, and virtual business accounts.

Since its launch in 2015 in Australia, the company has expanded to operate in 23 countries. These include Singapore, Hong Kong, the United Kingdom, the Netherlands, the United States, Canada, New Zealand, Malaysia, and Lithuania.

A primary supporter of Airwallex is Tencent, a Chinese tech giant. Together, they aim to empower marketplaces with Airwallex¹. The intention is to help online sellers and small and medium-sized entrepreneurs to scale their businesses.

This article takes a closer look at Airwallex and reviews its price plans and fees in the United Kingdom. We’ll also share how Wise Business can be a good option to sustain and grow your venture globally.

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Airwallex account quick overview

Let’s begin with a quick overview of Airwallex Business Account pricing and features:

Airwallex is currently rated 3.7 stars on Trustpilot, based on 1000+ reviews³. Ratings may vary across different platforms and could change over time. For a better insight into customer experiences, it’s advisable to see multiple review sources.

Airwallex has recently stepped into the fintech scene and has diverse tech resources. The low Airwallex fee is one of the main reasons many people switched to it. Its core strength is cross-border payments. UK Businesses looking to send money overseas should consider Airwallex Business Account, among other options, for their financial operations.

Here, you can read more about how Airwallex stands against platforms like Stripe in the UK business landscape.

Airwallex pricing model in the UK²

Airwallex offers multiple financial services for businesses in the UK. Its pricing models are structured across the three primary plans: Explore, Grow, and Accelerate. Here’s a quick look at what these models charge:

Airwallex Explore Plan

It helps small businesses shift and manage funds worldwide. The first-month trial is free, so you can check whether it’s suitable during that period. Note that the terms and conditions apply during this month. So, read the applicable terms for more information.

Waiver Condition: The £19 monthly fee is waived if you deposit or hold a minimum of £10,000 (or equivalent in other currencies) during your monthly subscription period.

Monthly fee: £19.

Airwallex Grow Plan

This plan is considered to offer the best bang for its buck. It caters to growing businesses, helping them track and control their company's money and workforce. You can get a free trial for the first month to check its viability. Like Explore, terms and conditions apply during the trial phase, so read them to make an informed decision.

Monthly Fee: £99.

Airwallex Accelerate Plan

This plan is designed for large businesses that require tailored workflows and support. The centralized management of finances helps companies keep a check on their capital health.

Monthly Fee: £999.

Additional Charges Across All Plans²

Transaction fees:

• UK Visa and Mastercard: 1.30% + £0.20 per transaction
• EEA Visa and Mastercard: 2.40% + £0.20 per transaction
• International cards: 3.15% + £0.20 per transaction
• Local payment methods: £0.20 + payment method fee.

FX Conversions:

• 0.5% above interbank rates for major currencies (USD, HKD, CNY, AUD, EUR, GBP, CAD, SGD, CHF, NZD, JPY).
• 1% above interbank rates for all other currencies.

Transfers:

• Local transfers: Free.
• SWIFT transfers: £10-£20 per transfer.

Employee Cards:

• 5 free employee card users. Additional users are £5 per user per month.

Note that Airwallex offers custom pricing plans for businesses. It’s advisable to contact their sales team or account manager to discuss adequate solutions. With Airwallex, customers can create global accounts using their local bank details. They can access interbank exchange rates and transfer money through international and local clearing networks to over 130 countries.

Airwallex UK plans overview

In the table below, you’ll find an overview of Airwallex plans, features, monthly and annual costs offer in the UK.

Airwallex Business services have varied fees, depending on a specific account type and other arrangements a Business makes with Airwallex. You can get volume discounts if you’re a large business entity. Talk to the customer service team to know more about how it works.

Airwallex fees per transaction in the UK

Airwallex charges different fees for each transaction, depending on the type and amount. Check out the list below to learn about the most common transaction categories:

• Domestic card payments: 1.3% plus £0.20 per transaction
• International card payments: 3.15% plus £0.20 per transaction
• EEA card payments: 2.4% plus £0.20 per transaction
• Foreign exchange conversions: 0.5% to 1% markup on the mid-market exchange rate
• International transfers: £10 to £20 per transaction
• Local payment methods: 0.20 GBP plus a payment method fee
• Subscription management: 0.40% per successful transaction

Airwallex is a good choice for businesses that operate internationally from the UK. Its multi-currency accounts and competitive FX rates are a modern alternative to traditional banks.

However, there are some limitations. For instance, it may decline payments or FX conversion requests if there aren’t enough funds in the relevant source currency⁵. Sometimes, banking partners may impose restrictions on transfers and deposit limits.

FAQs - Airwallex pricing

How to open an Airwallex Business Account in the UK?

Opening an Airwallex Business Account in the UK is quite a simple process if you learn all the protocols. The first step is to visit the Airwallex website and navigate to the Airwallex UK business account page. Then, click on the "Get Started" button to begin the registration process. Choose your country (United Kingdom) and specify your business structure, such as Limited Company, Limited Liability Partnership (LLP), and Limited Partnership (LP).

Once you complete the digital verification process, you’ll get a notification. You can then start your transactions. The team may contact you if they need more information to complete verification.

How to get in touch with Airwallex customer support?

Airwallex customer support in the UK can be contacted by submitting an online request or emailing support@airwallex.com. Unfortunately, there isn’t a local support phone line in the UK. You can reach out via email or website to get assistance.

How does Airwallex work?

Airwallex makes international payments simple. Businesses can manage cross-border transactions in one place. It supports currency exchange and virtual bank accounts in multiple currencies.

Alternative to Airwallex: Wise Business account

If you are looking for an alternative to Airwallex Wise Business account is the perfect option. It’s quick and easy to open online, and gives you a powerful platform for sending, receiving and managing your business finances in over 40+ currencies.

You can easily pay suppliers and employees all over the world, for low fees and the mid-market exchange rate. And best of all, you can get paid for your products or services quickly and easily, accepting payments in 8+ major currencies.

You can also link your Wise Business account with your favourite accounting tools, such as Xero or Quickbooks. This makes keeping track of your company’s finances a breeze.

All of that available with a small one-time fee of £45, with no monthly costs to use your account.

Get started with Wise Business 🚀

Sources used in this article:

Sources last checked February 21, 2025