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Cross-border workers, save up to 45% on your transfer

Transfer your SGD salary to Malaysia in just a few clicks. Join over 15 million people who choose Wise for ultra-fast transfers at low, transparent rates.

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The numbers indicated are for illustrative purposes only. Savings claim based on our rates vs. select Singaporean banks and other similar providers in Jan 2026. Learn more at wi.se/comparison-singapore-26.

Change currency without breaking the bank

  • Join 15 million people who send money abroad with Wise.
  • Always benefit from the real exchange rate* with no hidden fees: the more you send, the more you save.
  • Most transfers arrive in less than 20 seconds worldwide**.
  • Lock in the exchange rate that suits you for up to 48 hours.
Start saving now
*The real exchange rate is the mid-market exchange rate. For more information, visit wise.com/mid-market-rate.

**By the third quarter of 2025, 74% of transfers were instantaneous (less than 20 seconds). The speed of execution depends on personal circumstances.

Start your transfer in 3 simple steps

Enter the amount to send in SGD

Pay in SGD by PayNow, debit card, bank transfer, or send the money from your online bank.

Choose a beneficiary

Select who to send money to and which payment method to use.

Send SGD, receive MYR

Your beneficiary receives MYR directly from Wise's local bank account.

Open an account