Cross-border workers, save up to 45% on your transfer

Transfer your SGD salary to Malaysia in just a few clicks. Join over 15 million people who choose Wise for ultra-fast transfers at low, transparent rates.

The numbers indicated are for illustrative purposes only. Savings claim based on our rates vs. select Singaporean banks and other similar providers in Jan 2026. Learn more at wi.se/comparison-singapore-26.

Change currency without breaking the bank

  • Join 15 million people who send money abroad with Wise.
  • Always benefit from the real exchange rate* with no hidden fees: the more you send, the more you save.
  • Most transfers arrive in less than 20 seconds worldwide**.
  • Lock in the exchange rate that suits you for up to 48 hours.

*The real exchange rate is the mid-market exchange rate. For more information, visit wise.com/mid-market-rate.

**By the third quarter of 2025, 74% of transfers were instantaneous (less than 20 seconds). The speed of execution depends on personal circumstances.

Start your transfer in 3 simple steps

Enter the amount to send in SGD

Pay in SGD by PayNow, debit card, bank transfer, or send the money from your online bank.

Choose a beneficiary

Select who to send money to and which payment method to use.

Send SGD, receive MYR

Your beneficiary receives MYR directly from Wise's local bank account.