Send money to Alipay at the real exchange rate

Send to Chinese yuan the cheaper and faster way. Set up your transfer, send it to Alipay, and that’s it — your money should arrive instantly. Say bye bye to bank details and hello to Alipay ID. From now till 16 April, your recipients will enjoy bonus 50 CNY when you send CNY to their Alipay ID.

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Send money at the real exchange rate with low fees to China.
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Send from USD, GBP, HKD, SGD, EUR, AUD, CAD, JPY, BGN, CZK, DKK, HUF, NOK, PLN, RON, SEK, HRK, MYR, NZD, AED, CHF, BRL, TRY and IDR.
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Bonus 50 CNY for Alipay recipients

Send luck and prosperity to your loved ones with Wise. Your recipients will receive a bonus 50 CNY red packet in their Alipay account when you send CNY to their Alipay IDs.

We've extended this promotion till 16 April 2021 and increased the bonus amount to 50 CNY for transfer sent between 22 March to 16 April 2021. To qualify for this promotion, the Wise sender has to be sending money to an Alipay ID for the first time. Recipients can receive multiple bonuses as long as the transactions are from unique senders. To check if your recipient has received the bonus, contact Alipay directly at +86 571 95188.

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Send money to Alipay in 3 easy steps

1. Set up a transfer

1. Set up a transfer

Log in and set up your transfer like normal.

2. Add your recipient’s details

2. Add your recipient’s details

Choose Alipay as the payment method and fill in your recipient’s pinyin name and Alipay ID (mobile number or email address).

3. Pay for your transfer

3. Pay for your transfer

And that’s it! Once your money reaches Wise, we’ll send it to your recipient instantly.

FAQs

You can send CNY to individuals who have an Alipay ID or a UnionPay bank card. Your recipients must be Chinese citizens and have their bank card linked to Alipay to receive money.

Here are more details for sending CNY to Alipay.

You’ll need their full name, in pinyin (a–z English alphabets) only, and their 支付宝账户 Alipay ID — either a phone number or email address.

You can send up to 5 transfers per month. And each transaction’s capped at 31,000 Chinese Yuan (CNY), with an annual limit of 500,000 USD, or equivalent in CNY.

Once you’ve paid for and completed your transfer to an Alipay recipient, they’ll receive an instant notification from Alipay notifying them of the incoming transfer. The money will go into the bank account which is linked to your recipient’s Alipay.

If your recipient doesn’t have a bank card linked to their Alipay ID, they need to link it within 48 hours of you sending the money.

For more details on setting up Alipay to receive money, refer to this step-by-step guide in English and Mandarin.

How long does it take for the money to arrive? Once Wise receives and converts your money, it’ll arrive in your recipient’s bank account linked to their Alipay ID. Usually it’ll arrive instantly.

If it takes longer, it might be that your recipient hasn’t linked their card to Alipay. Once a bank card is linked to their Alipay ID, the transfer will be processed and they’ll receive the money into their bank account.

We’ll always give you an estimate for how long your transfer will take when you set it up. The estimate you’ll see assumes that your recipient hasn’t linked their bank card to Alipay.

Anyone living outside Mainland China can send CNY to Alipay using Wise — except from a few countries. They are: Cuba, Iran, Sudan, DPRK, Syria, and the Crimea region.

You can send money to Alipay from 24 currencies. They are: USD, GBP, HKD, SGD, EUR, AUD, CAD, JPY, BGN, CZK, DKK, HUF, NOK, PLN, RON, SEK, HRK, MYR, NZD, AED, CHF, BRL, TRY, IDR.