Send money to Canada from abroad

Fast, low-cost, and secure online money transfers to Canada from abroad.

FINTRAC regulated
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Over 16 million customers
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  • 2.79 USD
  • 5.14 USDOur fee
  • 7.93 USDTotal fees
  • =
    992.07 USDTotal amount we’ll convert
  • ×
    1.3636

Should arrive by Wednesday

Get started

We charge as little as possible. No subscription

Sending 1,000 USD withRecipient gets(Total after fees)and transfer speedTransfer speed
CheapestRemitly
1,354.70 CADunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.35470
Exchange rate markup
6.49 USD

Cost of transfer
6.49 USD

Wise
1,352.74 CAD- 1.96 CAD1 day
1 day
Transfer fee
7.93 USD
Exchange rate(1 USD CAD)
1.36355
Exchange rate markup
0 USD

Cost of transfer
7.93 USD

Instarem.
1,349.81 CAD- 4.89 CADunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.34981
Exchange rate markup
10.08 USD

Cost of transfer
10.08 USD

OFX
1,344.99 CAD- 9.71 CADunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.34499
Exchange rate markup
13.61 USD

Cost of transfer
13.61 USD

Western Union
1,340.20 CAD- 14.50 CADwithin 11 days
within 11 days
Transfer fee
1.99 USD
Exchange rate(1 USD CAD)
1.34287
Exchange rate markup
15.16 USD

Cost of transfer
17.15 USD

WorldRemit
1,333.40 CAD- 21.30 CAD1-2 days
1-2 days
Transfer fee
2.99 USD
Exchange rate(1 USD CAD)
1.33740
Exchange rate markup
19.18 USD

Cost of transfer
22.17 USD

Xoom (A PayPal Service)
1,330.62 CAD- 24.08 CAD1 day
1 day
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.33062
Exchange rate markup
24.15 USD

Cost of transfer
24.15 USD

Bank of America
1,325.78 CAD- 28.92 CAD1-2 days
1-2 days
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.32578
Exchange rate markup
27.70 USD

Cost of transfer
27.70 USD

Chase
1,315.99 CAD- 38.71 CAD1-8 days
1-8 days
Transfer fee
5 USD
Exchange rate(1 USD CAD)
1.32260
Exchange rate markup
30.03 USD

Cost of transfer
35.03 USD

Wells Fargo
1,313.68 CAD- 41.02 CADunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.31368
Exchange rate markup
36.58 USD

Cost of transfer
36.58 USD

MoneyGram
1,299.68 CAD- 55.02 CADwithin 4 days
within 4 days
Transfer fee
1.99 USD
Exchange rate(1 USD CAD)
1.30227
Exchange rate markup
44.94 USD

Cost of transfer
46.93 USD

PayPal
1,299.18 CAD- 55.52 CAD3-8 days
3-8 days
Transfer fee
4.99 USD
Exchange rate(1 USD CAD)
1.30569
Exchange rate markup
42.43 USD

Cost of transfer
47.42 USD
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?
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How to send money to Canada from abroad in 3 easy steps

How much does it cost to transfer money to Canada from abroad?

Pay a small, flat fee and percentage

To send money in USD to Canada from abroad, you pay a small, flat fee of 7.38 USD + 0.39% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
7.38 USD
Variable feeup to 127,065 USD/month
0.39%
Variable feemore than 127,065 USD/month

How long will a money transfer to Canada from abroad take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
CAD

Should arrive

by Wednesday

Best ways to send money to Canada from abroad

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

What you’ll need for your online money transfer to Canada from abroad

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money from abroad with the most international app

Looking for an app to send money from abroad? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.3 out of 5, from 220,126 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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