Send money to Canada from abroad

Fast, low-cost, and secure online money transfers to Canada from abroad.

FINTRAC regulated
Learn more
Over 16 million customers
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  • 1.30 USD
  • 5.18 USDOur fee
  • 6.48 USDTotal fees
  • =
    993.52 USDTotal amount we’ll convert
  • ×
    1.3748
Get started

We charge as little as possible. No subscription

Sending 1,000 USD withRecipient gets(Total after fees)and transfer speed
Remitly
1,365.95 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.36595
Exchange rate markup
6.44 USD
Cost of transfer
6.44 USD

Wise
1,365.89 CAD- 0.06 CAD
Transfer fee
6.48 USD
Exchange rate(1 USD CAD)
1.37480
Exchange rate markup
0 USD
Cost of transfer
6.48 USD

Instarem.
1,361.35 CAD- 4.60 CAD
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.36135
Exchange rate markup
9.78 USD
Cost of transfer
9.78 USD

Western Union
1,350.11 CAD- 15.84 CAD
Transfer fee
1.99 USD
Exchange rate(1 USD CAD)
1.35281
Exchange rate markup
16.00 USD
Cost of transfer
17.99 USD

This applies when you pay in via bank transfer or ACH payments. How do we collect this data?
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How to send money to Canada from abroad in 3 easy steps

How much does it cost to transfer money to Canada from abroad?

Pay a small, flat fee and percentage

To send money in USD to Canada from abroad, you pay a small, flat fee of 4.33 USD + 0.44% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
4.33 USD
Variable feeup to 123,775.00 USD/month
0.44%
Variable feemore than 123,775.00 USD/month

How long will a money transfer to Canada from abroad take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
CAD

Should arrive

by Tuesday

Best ways to send money to Canada from abroad

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

What you’ll need for your online money transfer to Canada from abroad

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money from abroad with the most international app

Looking for an app to send money from abroad? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.3 out of 5, from 216,239 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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