Send money via direct debit

Send money via direct debit from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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  • 2.79 USD
  • 9.65 USDOur fee
  • 12.44 USDTotal fees
  • =
    987.56 USDTotal amount we’ll convert
  • ×

Should arrive in 40 minutes

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Sending 1,000 USD withRecipient gets(Total after fees)and transfer speedTransfer speed
25,187,865 VNDunavailable
Transfer fee
Exchange rate(1 USD VND)
Exchange rate markup
10.45 USD

Cost of transfer
10.45 USD

25,145,361 VND- 42,504 VND5-7 days
5-7 days
Transfer fee
1.99 USD
Exchange rate(1 USD VND)
Exchange rate markup
10.15 USD

Cost of transfer
12.14 USD

25,137,155 VND- 50,710 VND40 minutes
40 minutes
Transfer fee
12.44 USD
Exchange rate(1 USD VND)
Exchange rate markup

Cost of transfer
12.44 USD

24,897,000 VND- 290,865 VNDwithin minutes
within minutes
Transfer fee
Exchange rate(1 USD VND)
Exchange rate markup
21.87 USD

Cost of transfer
21.87 USD

24,039,000 VND- 1,148,865 VND6-11 days
6-11 days
Transfer fee
Exchange rate(1 USD VND)
Exchange rate markup
55.58 USD

Cost of transfer
55.58 USD
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?

How to send money via direct debit in 3 easy steps

What is Direct Debit money transfer?

Whether you call it a direct debit or an EFT, direct debit money transfers are often one of the cheapest ways to make a Wise international payment. It’s convenient to arrange a direct debit to Wise - you can often get set up online or in your bank’s mobile app, so you don’t even need to leave home.

You can make a Wise direct debit money transfer of up to 9,500 CAD in 24 hours from a personal account. There’s also a limit of 30,000 CAD a week. You can send direct debit payments from a business bank account, too, as long as you have a Wise Business account.

When you set up a Wise money transfer and pay by direct debit, the exchange rate is guaranteed as soon as you authorize payment to Wise. That means there are no surprises if the rates change while your direct debit is winging its way to Wise - you’ll know exactly how much your transfer will cost you, and what rate you’re getting, straight away.

Learn more about using direct debit transfers.

Online money transfer fees

How much does it cost to send money via direct debit?

To send money via direct debit with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer via direct debit take?

A money transfer via direct debit (USD-VND) should arrive in 40 minutes. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route


Should arrive

in 40 minutes

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

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