Send money to the UK
Fast, low-cost, and secure online money transfers from the US to the UK.
Should arrive by Monday
Save when you send money to the UK
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.
At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
How do we select providers and collect this data?| Sending 10,000 USD with | Recipient gets(Total after fees) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 | 7,947.41 GBP | ||||||||||
Transfer fee 39.90 USD Exchange rate(1 USD GBP) 0.797925 Exchange rate markup 0 USD Cost of transfer 39.90 USD | |||||||||||
 | 7,785.15 GBP- 162.26 GBP | ||||||||||
Transfer fee 0 USD Exchange rate(1 USD GBP) 0.778515 Exchange rate markup 243.26 USD Cost of transfer 243.26 USD | |||||||||||
 | 7,733.62 GBP- 213.79 GBP | ||||||||||
Transfer fee 0 USD Exchange rate(1 USD GBP) 0.773362 Exchange rate markup 307.84 USD Cost of transfer 307.84 USD | |||||||||||
 | 7,607.49 GBP- 339.92 GBP | ||||||||||
Transfer fee 4.99 USD Exchange rate(1 USD GBP) 0.761129 Exchange rate markup 461.15 USD Cost of transfer 466.14 USD | |||||||||||
How to send money to the UK in 3 easy steps
Enter amount to send in USD.
Pay in USD with your debit card or credit card, or send the money from your online banking.
Choose recipient in the UK.
Select who you want to send money to and which pay-out method to use.
Send USD, receive GBP.
The recipient gets money in GBP directly from Wise’s local bank account.
How much does it cost to transfer money to the UK?
Pay a small, flat fee and percentage
To send money in USD to the UK, you pay a small, flat fee of 7.03 USD + 0.33% of the amount that's converted (you'll always see the total cost upfront).
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
How long will a money transfer to the UK take?
A money transfer from the US (USD) to the UK (GBP) should arrive by Monday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Your transfer route
Should arrive
by MondayWhat you’ll need for your online money transfer to the UK
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
Pay for your transfer.
Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
Best ways to send money to the UK
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.Direct Debit
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
Trust Wise with safe & secure money transfers to the UK
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money to the UK from the US with the Wise app
Looking for an app to send money to the UK? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
See what the world’s largest publications have to say
Smart tech and sharp thinking are disrupting high-street banks
Wise is looking to use the internet to spark a digital revolution in current financial services
Wise takes a machete to the hefty fees that banks levy to send money across borders
Wise works nearly everywhere
- United States dollarRouting number, Swift/BIC, Account number, and Account typeGet USD account details
- United Arab Emirates dirham
- Australian dollar
- Bangladeshi taka
- Bulgarian lev
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- United States dollar
- Uruguayan peso
- Vietnamese dong
- West African CFA franc
- South African rand
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
