Wise multi-currency account pricing.

Everything you need to know about our account, card, receive, and send pricing. Say bye bye to bank fees for good.

Wise multi-currency account pricing

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Setting up your account

It’s free to create a Wise account, and there are never any monthly fees or minimum balances to worry about.

Account pricing
Create your account Free
Get a UK account number and sort code Free
Get a U.S. account and routing number Free
Get a European IBAN Free
Get an Australian account and BSB number Free
Get a New Zealand account number Free
Get a Hungarian account number Free
Get a Romanian account number Free
Get a Singaporean account number Free
Hold 50+ currency balances Free
Hold more than €15,000 in EUR balance

0.40% annually

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Using your debit card

With your own Wise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.

You can spend on your Wise debit card in any currency, and our smart tech will auto-convert it with the lowest possible fee. You'll always get the real exchange rate.

Card pricing
Order a Wise debit card


Replacement card


Spend in currencies in your account Free
Convert a currency using your card


First 2 ATM withdrawals up to $250 / month Free
ATM withdrawals over $250 / month


Over 2 ATM withdrawals / month

1.50 USD / withdrawal

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Adding and receiving money

Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.

Account pricing
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD Free
Receive USD using ACH or bank debit Free
Receive USD wire transfers

7.50 USD

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Sending money

We never, ever inflate the exchange rate.

With the Wise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.

Account pricing
Convert currencies


Fixed fee to send money (varies by currency)


GBP Direct Debit Free
EUR Direct Debit Free
AUD Direct Debit Free
USD Direct Debit Free

Calculate any fee.

For total transparency, we built a calculator so you can check the fee for any currency, and any amount.

Calculate with any currency

Wise financial regulation

Wise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.

This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

These accounts are reserved for customer money, this means your money is kept in a separate account from the money we use to run the business.


For expats like me this is a total game-changer.

Sophie, British living in Sydney

Get started

Bye bye bank fees, hello world.

Open multi-currency account