Fair prices, no hidden fees

No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.

Registering with Wise

Register for a Wise account

Free

Sending money

Sending money

Fee varies by currency

From 0.43%

Spending with your card

Withdrawing 100 USD per month per account

2 or less withdrawals

Free

ATM fees over 100 USD per month per account

+ 1.50 USD per withdrawal

2%

Account Funding transactions

Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.

2%

Getting the Wise debit card

No subscription fees

9 USD

Converting money

Fee varies by currency

From 0.43%

Holding money in your account

Hold 40+ currencies

Free

Receiving money

Getting account details in 10 currencies

Details for AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD

Free

Receiving money

Receive AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD (non-wire)

Free

Receiving USD wire payments

Fixed fee per payment

4.14 USD

Receiving CAD SWIFT payments

Fixed fee per payment

10 CAD

Our three principles

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Low, and getting lower

We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.

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Radically transparent

We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.

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Fair for all

You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.