Skip to main content

Fees for the Wise card

Spend anywhere in the world at the real exchange rate, with low conversion fees. And never pay for subscription.

Switch to Wise Business
Wise balances illustration

Spend anywhere, with low conversion fees

Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, we’ll auto-convert it with the lowest possible fee.

Getting your Wise card

Getting your Wise card

Ordering your card

No subscription fees


Replacing your card

Order a new card at any time


Replacing an expired card

We’ll remind you when it’s time to order a new one


Withdrawing money from an ATM.

Make 2 withdrawals of up to 100 USD each month for free. After that, we’ll charge 1.5 USD per withdrawal. There’s a 2% fee on any amount you withdraw above 100 USD.

Less than 100 USD per monthMore than 100 USD per month
2 or less withdrawalsFree2% of the amount over 100 USD
3 or more withdrawals1.5 USD per withdrawal1.5 USD + 2% of amount over 100 USD
Check you’re paying in the local currency.

Sometimes, ATMs, shops, and online stores offer to charge you in your home currency. Then, they mark up the exchange rate.

Avoid these hidden fees by always choosing to be charged in the local currency of where you are.

Stay up-to-date with notifications.

Whenever you spend with the Wise card, we’ll send you notification to your phone confirming the amount — and any conversion fees.

Use your app to update your notification preferences in Settings.

Save money by withdrawing larger amounts.

Taking money out for holiday? It’s cheaper to make one big withdrawal than multiple smaller ones.

This will save you from paying the fixed 1.5 USD fee each time.