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Fees for the Wise Business card

Spend all over the world at the real exchange rate, with low conversion fees and no subscription charge.

For businesses in United States
Switch to Wise Personal
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Spend anywhere, with low conversion fees

Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, we’ll auto-convert it with the lowest possible fee.

Getting Wise Business cards for your team
Order your card now
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First card on the account
No subscription fees
Cards for team members
A one-time cost per card
Replacing a lost card
Card gone walkies? No worries
Standard delivery
Included in your fee
Account Funding transactions
Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.

Withdrawing money from an ATM.

Make 2 withdrawals of up to 100 USD each month for free per account. After that, we’ll charge 1.5 USD per withdrawal. There’s a 2% fee on any amount you withdraw above 100 USD.

Fees vary depending on the country where your card was issued and your country of residence. You can check which fees apply here.

Less than 100 USD per monthMore than 100 USD per month
2 or less withdrawalsFree2% of the amount over 100 USD
3 or more withdrawals1.5 USD per withdrawal1.5 USD + 2% of amount over 100 USD
Top tips for using your Wise card
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Check you’re paying in the local currency.

To avoid hidden fees, always check you’re paying in the local currency of the business you’re buying from — whether that’s in person or online.

Some merchants may try to charge you in your home currency, then mark up the exchange rate.

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Never pay subscription fees.

Recurring fees can get out of control.

So we charge a one-time 5 USD fee for each card you order on your account (your first one is free). And that’s it.

No spiralling monthly costs every time you add a cardholder.

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Get help from a real person

Business questions can be complex. You need a person, not a bot.

We have experts around the world, ready to help you whenever, and wherever, you need it.

And always for free.