Fees for the Wise Multi-Currency card
Spend all over the world at the real exchange rate, with low conversion fees and no subscription charge.
Spend anywhere, with low conversion fees
Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, we’ll auto-convert it with the lowest possible fee.
Getting Wise Multi-Currency cards for your team
Order your card now
First card on the accountNo subscription fees | Free |
Cards for team membersA one-time cost per card | 5 USD |
Card replacement feeCard gone walkies? No worries | 5 USD |
Standard deliveryIncluded in your fee | Free |
Optional express deliveryDelivery in 1-2 days with DHL | From 11.58 USD |
Account Funding transactionsApplies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. | 2% |
Withdrawing money from an ATM.
Make 2 withdrawals of up to and including 100 USD each month for free per account. After that, we’ll charge 1.5 USD per withdrawal. There’s a 2% fee on any amount you withdraw above 100 USD.
Fees vary depending on the country where your card was issued and your country of residence. You can check which fees apply here.
| Up to and including 100 USD per month | More than 100 USD per month | |||
|---|---|---|---|---|
| 2 or less withdrawals | Free | 2% of the amount over 100 USD | ||
| 3 or more withdrawals | 1.5 USD per withdrawal | 1.5 USD + 2% of amount over 100 USD |
Top tips for using your Wise Multi-Currency card
Check you’re paying in the local currency.
To avoid hidden fees, always check you’re paying in the local currency of the business you’re buying from — whether that’s in person or online.
Some merchants may try to charge you in your home currency, then mark up the exchange rate.
Never pay subscription fees.
Recurring fees can get out of control.
So we charge a one-time 5 USD fee for each card you order on your account (your first one is free). And that’s it.
No spiralling monthly costs every time you add a cardholder.
Get help from a real person
Business questions can be complex. You need a person, not a bot.
We have experts around the world, ready to help you whenever, and wherever, you need it.
And always for free.