Business International business

Stripe international payments: Fees and available countries

Panna Kemenes

12.02.24 (updated more than 1 year ago)

Read time 2 minutes

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Stripe is a secure payment processing platform. The online platform has a host of developer tools, making it a top choice for customization.

Does Stripe accept international payments?

Yes, you can receive Stripe international payments - providing that they are from one of the platform’s supported currencies.¹

You should bear in mind that the payer’s bank account will need to be in the same country as their settlement currency for payments to go through.

There are some exceptions to this rule. For example, Stripe accounts in Canada support USD accounts based in Canada.²

With Stripe, you can also choose the payment methods that make the most sense for your business. This can help you expand into the international market.

Once you have a business account with Stripe, you will be able to see the various payment methods available to you. Simply log in and head to the ‘dashboard’ on the Stripe website, then you can select from the options presented.

Each payment method will offer different benefits, so it’s worth getting familiar with them and which countries they are most prominent in.³

Stripe international: Available countries

Stripe supports payments from 44 countries across several continents. This lets you grow your business and breach new markets.

While of course, you have large countries like the US and the UK, you can also receive payments from smaller countries such as Latvia and Cyprus.⁵

Here are the 44 countries:

Available countries outside of Europe	Available countries in Europe
Australia Brazil Canada Hong Kong India Japan Malaysia Mexico New Zealand Singapore United Arab Emirates United States	Austria Belgium Bulgaria Cyprus Czech Republic Denmark Estonia Finland France Germany Greece Hungary Ireland Italy Latvia Lithuania Luxembourg Malta Netherlands Norway Poland Portugal Romania Slovakia Slovenia Spain Sweden Switzerland United Kingdom

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With this service, you can forego the tedious paperwork and complexity associated with starting a business. Plus, you can do so from anywhere in the world.⁶

Stripe Atlas helps entrepreneurs with everything from establishing a legal company name to filing the appropriate paperwork. You can also issue stock and set up a Stripe payment account easily, so you can charge your customers.

Stripe available countries

Stripe international fees

The international pricing fees for Stripe are more expensive than domestic fees, but the platform does offer customized packages for various business models.⁷

For every card transaction made through Stripe, there will be a percentage added and a small sum on top of that. For example, a payment from a Visa credit card based in the US will cost 2.9% plus an extra 30¢.

If the payment is from an international card, there will be an extra 1% added a further 1% if there is a currency conversion.

Stripe enforces a minimum and maximum limit for charge amounts, which depends on the currency that the customer pays in.⁸

For instance, the lowest charge amount for USD is $0.50, while for GBP it's £0.30.

Stripe also allows you to offer payment options to your customers in more than 135 currencies to help them avoid conversion fees.⁹

Stripe sets the daily mid-market rate and then takes an extra fee for the exchange you do for those payments made in other currencies.

💰You can read the full guide to Stripe fees to find out more on this topic.

🤓 Interested in learning more about Stripe? You'll love these articles:
Is Stripe safe? How secure is Stripe for payments? How do I receive money from Stripe? Stripe vs PayPal: Top features, pricing (and more!) compared Is Stripe safe? How secure is Stripe for payments? How to change bank account on Stripe

Sources:

All sources checked 14 June 2021.

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.