PNC Bank wire transfer: Fees, limits & transfer time

Adam Rozsa

Wiring money with PNC Bank requires a visit to a local branch, which may be inconvenient and time-consuming.

In this article, we’ll show you how to do a wire transfer with PNC and its corresponding fees, times & limits.

Alternatively, Wise may be a more convenient and cost-effective international money transfer option compared to traditional banks like PNC.


How to do a wire transfer with PNC?

To send a wire transfer from your PNC bank account, you will need to visit a local PNC Bank branch, as their self-service option is only available at select locations¹.

Unfortunately this means you can not request a wire transfer online with PNC - this applies to both domestic and international wire transfers.

A Wire Transfer Request Form will be available from any PNC Bank branch, so you can initiate the process of sending money to friends and family.

💡 Domestic wire transfers can also be requested by calling PNC at 1-800-272-6868 from Monday to Friday 8:30 AM - 4 PM Eastern Time¹.

How to wire money internationally with PNC?

If you choose to wire money with PNC, the first step is to gather the recipient’s wire information. Then follow these exact steps in order to wire money with PNC Bank.

  • Head to your local PNC Bank branch
  • Request a Wire Transfer Request Form along with the wire instructions
  • Complete and sign the Wire Transfer Form
  • Turn in the completed copy to a PNC Bank employee to initiate the wire transfer
  • Keep a copy of the completed form for your records, along with the Wire Transfer Disclosure Statement

What is PNC’s bank address to do a wire transfer?

Use the following PNC Bank address for wire transfers regardless of where your account is located:

PNC BankPNC Bank NA, 222 Delaware Avenue, Wilmington, DE 19899

What are the fees for wiring money with PNC?

The cost for wiring money online with PNC Bank may not be cheap. Apart from the wire transfer fees, there may also be currency conversion fees and charges associated with exchange rates. Here’s a quick breakdown of what fees you can expect to pay with PNC Bank.

Type of wire transferTransfer fee
Domestic wire transfer fees$15 for each incoming transfer and $30 for each outgoing wire transfer²
International wire transfer fees$15 for each incoming transfer and $45 for each outgoing wire transfer depending on your account type²

Looking for a cheaper alternative to wiring money with PNC Bank? Check out Wise. Wise is a simple alternative for transferring funds and sending money abroad – you may save money.

It’s not just Wise may less expensive than sending a wire transfer online, it’s also fast and may be more transparent when it comes to fees. They help you avoid bank fees when sending money abroad, which makes them the best way to wire money online. 🚀

See how much you can save with Wise:

Get a Wise Account today

Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information.

How to receive money from abroad with PNC?

In order to receive an international money transfer to your PNC bank account, you will need to provide your sender with the following wire transfer instructions:

Name of your bankPNC Bank NA
PNC bank SWIFT Code for international transferPNCCUS33
PNC bank Routing Transit NumberDepends on where you opened your account.
Beneficiary Account NumberYour complete PNC bank account number (including leading zeros)
Beneficiary NameThe name of your account as it appears on your statement

💡 Receiving international business payments? The Wise Business account could save you time and money.

Some key features of Wise Business include:
  • Better visibility and organization of business finances. This is helpful for account reconciliations and audits
  • Major local account details for a simple one-off fee to receive international payments with ease
  • No monthly account fees or minimum balance requirements
  • Receive payments from e-commerce platforms such as Amazon or via Stripe
  • Create invoices using the free Wise invoice generator or invoice templates
  • Accounting integrations, including a QuickBooks Bill Pay connection
  • Batch payment options. Fast payment of up to 1,000 people

Discover the difference between
Wise Business vs Personal

How long does it take for a wire transfer with PNC?

In order to determine exactly how long a wire transfer takes to process, check with the PNC employee at your local branch. Typically, a wire transfer sent domestically, arrives in the recipient’s account within 1-2 business days. But for international wire transfers this can be a bit longer, taking up to 2-3 business days to process.

Type of wire transferTransfer timeline
Domestic wire transfer feeswithin 1-2 business days (typically)
International wire transfer feesup to 2-3 business days

For both domestic and international wire transfers sent with PNC Bank the daily cut-off time is just before 6pm EST. Any wire transfer requests made after this cut off time will be completed by PNC on the next business day.

What is the maximum amount you can wire transfer with PNC?

We’ve found no information about transfer limits on PNC’s website.


  1. PNC - Customer Service - Wire Transfers
  2. PNC - Consumer Schedule of Service Charges and Fees

All sources checked on 23 May 2023

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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