PNC Wire Transfer: Your full guide

Adam Rozsa

As an American emigrant you’re looking for the best way to wire money with PNC Bank. The only problem is that PNC requires a visit to your local bank branch to send a wire transfer abroad.

In fact, most banks still require a visit to a bank branch when sending money internationally. This can be inconvenient and take up a good bit of your time.

As an alternative to a PNC international wire transfer, check out Wise. It’s the perfect solution to a traditional bank if you’re seeking a payment option that’s easier and cheaper to send money internationally.


PNC Bank wire transfer instructions

To send a wire transfer from your PNC bank account, you will need to visit a local PNC Bank branch, as their self-service option is only available at select locations¹.

Unfortunately this means you can not request a wire transfer online with PNC - this applies to both domestic and international wire transfers. A Wire Transfer Request Form will be available from any PNC Bank branch, so you can initiate the process of sending money to friends and family.

As an alternative, PNC Bank works with Popmoney so you can transfer funds using your PNC bank account and other accounts you own.

You can even transfer money to friends and family without exchanging cash or checks. You will need the recipient’s mobile number or email address to get started transferring money with Popmoney and PNC Bank.

💡 Domestic wire transfers can also be requested by calling PNC at 1-800-272-6868 from Monday to Friday 8:30 AM - 4 PM Eastern Time¹.

PNC Bank international wire transfer

Send money abroad

If you choose to wire money with PNC, the first step is to gather the recipient’s wire information. Then follow these exact steps in order to wire money with PNC Bank.

  • Head to your local PNC Bank branch
  • Request a Wire Transfer Request Form along with the wire instructions
  • Complete and sign the Wire Transfer Form
  • Turn in the completed copy to a PNC Bank employee to initiate the wire transfer
  • Keep a copy of the completed form for your records, along with the Wire Transfer Disclosure Statement

Receive money from abroad

In order to receive an international money transfer to your PNC bank account, you will need to provide your sender with the following wire transfer instructions:

Name of your bankPNC Bank NA
PNC bank SWIFT Code for international transferPNCCUS33
PNC bank Routing Transit NumberDepends on where you opened your account.
Beneficiary Account NumberYour complete PNC bank account number (including leading zeros)
Beneficiary NameThe name of your account as it appears on your statement

PNC Bank address for wire transfer

Use the following PNC Bank address for wire transfers regardless of where your account is located

PNC BankPNC Bank NA, 222 Delaware Avenue, Wilmington, DE 19899

PNC bank wire transfer fee

The cost for wiring money online with PNC Bank isn’t cheap. Apart from the wire transfer fees, there may also be currency conversion fees and charges associated with exchange rates. Here’s a quick breakdown of what fees you can expect to pay with PNC Bank.

Type of wire transferTransfer fee
Domestic wire transfer fees$15 for each incoming transfer and $30 for each outgoing wire transfer²
International wire transfer fees$15 for each incoming transfer and $45 for each outgoing wire transfer depending on your account type²

How long does it take for a wire transfer with PNC?

In order to determine exactly how long a wire transfer takes to process, check with the PNC employee at your local branch. Typically, a wire transfer sent domestically, arrives in the recipient’s account within 1-2 business days. But for international wire transfers this can be a bit longer, taking up to 2-3 business days to process.

Type of wire transferTransfer timeline
Domestic wire transfer feeswithin 1-2 business days (typically)
International wire transfer feesup to 2-3 business days

For both domestic and international wire transfers sent with PNC Bank the daily cut off time is just before 6pm EST. Any wire transfer requests made after this cut off time will be completed by PNC on the next business day.

As a cheaper and faster alternative to wiring money with PNC Bank, check out Wise. Wise is a simple alternative for transferring funds and sending money abroad.

Not only is Wise less expensive than sending a wire transfer online, it’s fast and more transparent when it comes to fees. They help you avoid unfair bank fees when sending money abroad, which makes them the best way to wire money online. 🚀

Get a free Wise account today

  1. PNC - Customer Service - Wire Transfers
  2. PNC - Consumer Schedule of Service Charges and Fees

All sources checked on 28 April 2022

This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.

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