and counting
moving around the world
per year on hidden fees
and counting
moving around the world
per year on hidden fees
We're on a mission to build the best way to move and manage the world's money.
Check in on our progress as we build the best way to move and manage the world’s money
We're on a mission to build the best way to move and manage the world's money.
Check in on our progress as we build the best way to move and manage the world’s money
Our average fee is now 0.53%. That means it costs 25% less to use Wise than it did five years ago. We’re always working to lower your fees by finding better ways to move your money. Here’s how we do it.
You should never have to wonder where your money is, so we make your money move fast and far. 74% of your transfers now arrive before you can say ‘it’s on its way’ — in under 20 seconds. That’s nearly double what it was five years ago. Here’s how we do it.
Wise was launched in 2011 with the vision of making international money transfers affordable, fair, and simple.
Our founders, Kristo and Taavet, put their heads together to invent a solution to their own challenges. Both from Estonia but living in London, they were paid in different currencies than their mortgages and living expenses.
Moving money with their banks proved to be expensive, slow and convoluted. They knew there had to be a better way — and Wise was the answer.
Our average fee is now 0.53%. That means it costs 25% less to use Wise than it did five years ago. We’re always working to lower your fees by finding better ways to move your money. Here’s how we do it.
You should never have to wonder where your money is, so we make your money move fast and far. 74% of your transfers now arrive before you can say ‘it’s on its way’ — in under 20 seconds. That’s nearly double what it was five years ago. Here’s how we do it.
Wise was launched in 2011 with the vision of making international money transfers affordable, fair, and simple.
Our founders, Kristo and Taavet, put their heads together to invent a solution to their own challenges. Both from Estonia but living in London, they were paid in different currencies than their mortgages and living expenses.
Moving money with their banks proved to be expensive, slow and convoluted. They knew there had to be a better way — and Wise was the answer.
Read about our recent updates
Read about our recent updates
Brits lose £3.1 billion a year to hidden fees. Inflated exchange rates from some big banks make it hard to see what you’re really being charged. So, we popped up in Brick Lane, London showing just how absurdly tiny that small print can get — about the size of grains of rice.
We’ve all overpaid at some point — usually without realising. The Don T. Overpay campaign is a reminder that moving money abroad shouldn’t cost more than it needs to. With transparent fees and the real mid-market rate, Don T. Overpay helps you spot the hidden costs and make smarter choices next time, so more of your money stays yours.
Regulations for international payment fees vary worldwide. Some are stricter than others, giving providers room to hide fees from consumers. We’re dedicated to holding global banks accountable, so you always know exactly what you pay.
Brits lose £3.1 billion a year to hidden fees. Inflated exchange rates from some big banks make it hard to see what you’re really being charged. So, we popped up in Brick Lane, London showing just how absurdly tiny that small print can get — about the size of grains of rice.
We’ve all overpaid at some point — usually without realising. The Don T. Overpay campaign is a reminder that moving money abroad shouldn’t cost more than it needs to. With transparent fees and the real mid-market rate, Don T. Overpay helps you spot the hidden costs and make smarter choices next time, so more of your money stays yours.
Regulations for international payment fees vary worldwide. Some are stricter than others, giving providers room to hide fees from consumers. We’re dedicated to holding global banks accountable, so you always know exactly what you pay.
Wise Travel Hub has the need-to-know for your next holiday, so you can spend more on making memories — not on hidden exchange fees. Plus, collect unique stamps when you spend or withdraw money at your destination. You'll find it in the ‘Cards’ tab in your Wise app.
Whether you’re buying a property or moving savings between accounts in different countries, your large transfers deserve extra support. When you send a high sum, you’ll now see a dedicated expert assigned to support you at every step.
When the shared bill arrives, you can now split with recent contacts and split by shares or percentages. Plus, you can even add a note to explain what the split was for.
Wise Travel Hub has the need-to-know for your next holiday, so you can spend more on making memories — not on hidden exchange fees. Plus, collect unique stamps when you spend or withdraw money at your destination. You'll find it in the ‘Cards’ tab in your Wise app.
Whether you’re buying a property or moving savings between accounts in different countries, your large transfers deserve extra support. When you send a high sum, you’ll now see a dedicated expert assigned to support you at every step.
When the shared bill arrives, you can now split with recent contacts and split by shares or percentages. Plus, you can even add a note to explain what the split was for.
Connect directly with banks, cutting out the middlemen so you pay less
The more people who use Wise, the lower the fees for everyone
Regularly review fees and drop them whenever moving money gets cheaper
Building a global network of local banks, so your transfer can avoid intermediary delays and charges
Linking directly to local systems like Faster Payments and PIX to move money at the source
Our tech runs 24/7, so your money doesn’t have to wait
Connect directly with banks, cutting out the middlemen so you pay less
The more people who use Wise, the lower the fees for everyone
Regularly review fees and drop them whenever moving money gets cheaper
Building a global network of local banks, so your transfer can avoid intermediary delays and charges
Linking directly to local systems like Faster Payments and PIX to move money at the source
Our tech runs 24/7, so your money doesn’t have to wait
“So easy to use both at home and overseas. Used on two trips to India now and will do so again next March. Readily accepted everywhere and with paying several fairly large transactions. Any hiccups with using the card are easily resolved straight away using the card’s features. Highly satisfied!”
Philip
Australia
“Once account are set up and verified, this is the easiest way I have found to move money quickly from my accounts in the US to my home in Mexico. Outstanding service and I always get the market rate on the exchange. Much better than wiring money bank to bank.”
Jacque
United States
“Transferring money has never been cheaper or easier… It's linked to my UK sterling bank account and I can complete euro transactions from my home in Germany literally in seconds. Can't fault it...”
John
Germany
“Wise has saved me a bundle since I got it. Works everywhere including countries where the exchange rate is volatile. The exchange rate is always very competitive and charges are reasonable… It's an essential tool for anyone who travels internationally once or more a year.”
Syed
Australia
“Living in Spain and needing to send money to other countries and receive payments from abroad has been made so easy and affordable with Wise”
Melanie
Spain
“So easy to use both at home and overseas. Used on two trips to India now and will do so again next March. Readily accepted everywhere and with paying several fairly large transactions. Any hiccups with using the card are easily resolved straight away using the card’s features. Highly satisfied!”
Philip
Australia
“Once account are set up and verified, this is the easiest way I have found to move money quickly from my accounts in the US to my home in Mexico. Outstanding service and I always get the market rate on the exchange. Much better than wiring money bank to bank.”
Jacque
United States
“Transferring money has never been cheaper or easier… It's linked to my UK sterling bank account and I can complete euro transactions from my home in Germany literally in seconds. Can't fault it...”
John
Germany
“Wise has saved me a bundle since I got it. Works everywhere including countries where the exchange rate is volatile. The exchange rate is always very competitive and charges are reasonable… It's an essential tool for anyone who travels internationally once or more a year.”
Syed
Australia
“Living in Spain and needing to send money to other countries and receive payments from abroad has been made so easy and affordable with Wise”
Melanie
Spain
We’re upfront about our fees. No asterisks. No small print. No hidden fees.
We’re upfront about our fees. No asterisks. No small print. No hidden fees.