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What is the cheapest way to send money abroad?

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  • 0 JPY
  • 1,577 JPYOur fee
  • 1,577 JPYTotal fees

  • =
    198,423 JPYTotal amount we’ll convert
  • ÷

Find the cheapest international money transfer

Sending 200,000 JPY withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD JPY)
WiseCheapest1,516.71 USDSave up to 77.81 USD1,577 JPY130.825Mid-market rate
Rakuten1,504.07 USD- 12.64 USD1,750 JPY131.809
PRESTIA1,489.97 USD- 26.74 USD3,500 JPY131.882
MUFG Bank1,470.96 USD- 45.75 USD6,000 JPY131.887
PayPal1,438.90 USD- 77.81 USD499 JPY138.649

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Best ways to send money internationally


How to send a cheap money transfer in 3 easy steps

Wise is easy.

How to make a cheap money transfer internationally

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

Things to consider to find a truly cheap way to send money internationally

  • Fees

    Many businesses state low fees or even offer consumers fee-free transfers, but most of the expense of sending money abroad is hidden. The bulk of consumer costs can be concealed in poor exchange rates.

  • Exchange rates

    A quick Google search will show you an exchange rate. But if you compare it to the exchange rate offered by banks and traditional money transfer services, you’ll find their rate is often much worse.

  • Transfer time

    Traditional banks and international money remittances often take several working days. Wise is often much faster: a lot of transfers are completed within 1 business day. Many of our transfers are even instant.

  • Security and financial protection

    Wise is an Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA). With Wise, you’ll know where your money is every step of the way.

Protecting you and your money

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Regulated by the KLFB in Japan as Type 2 Fund Transfer Business licensee

    We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

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