Cheapest international money transfer

Choosing the cheapest way to send money with Wise will depend on where you’re sending money and a payment method you choose. Pick the best money transfer option and start saving on your money transfers today.

Over 16 million customers
Read on Trustpilot
KLFB regulated
Learn more
  • 0 JPY
  • 325 JPYOur fee
  • 325 JPYTotal fees
  • =
    9,675 JPYTotal amount we’ll convert
  • ÷
    157.355

Should arrive by Thursday

Get started

Find the best way to transfer money internationally

Sending 10,000 JPY withRecipient gets(Total after fees)
CheapestWise
61.49 USDSave up to 36.25 USD
Transfer fee
325 JPY
Exchange rate(1 USD JPY)
157.355
Exchange rate markup
0 JPY

Cost of transfer
325 JPY

PayPal
57.83 USD- 3.66 USD
Transfer fee
499 JPY
Exchange rate(1 USD JPY)
164.297
Exchange rate markup
423 JPY

Cost of transfer
922 JPY

Rakuten 楽天銀行
52.03 USD- 9.46 USD
Transfer fee
1,750 JPY
Exchange rate(1 USD JPY)
158.560
Exchange rate markup
76 JPY

Cost of transfer
1,826 JPY

MUFG
25.24 USD- 36.25 USD
Transfer fee
6,000 JPY
Exchange rate(1 USD JPY)
158.471
Exchange rate markup
70 JPY

Cost of transfer
6,070 JPY
This applies when you pay in via bank transfer. How do we collect this data?

Trustpilot score 4.3 out of 5, from 220,999 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Best ways to send money internationally

globe

How to send a cheap money transfer in 3 easy steps

Things to consider to find a truly best way to send money internationally

  • Fees

    Many businesses state low fees or even offer consumers fee-free transfers, but most of the expense of sending money abroad is hidden. The bulk of consumer costs can be concealed in poor exchange rates.

  • Exchange rates

    A quick Google search will show you an exchange rate. But if you compare it to the exchange rate offered by banks and traditional money transfer services, you’ll find their rate is often much worse.

  • Transfer time

    Traditional banks and international money remittances often take several working days. Wise is often much faster: a lot of transfers are completed within 1 business day. Many of our transfers are even instant.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Sending money is cheap with the Wise app

Looking for an app to send money with low fees? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Let's answer some of your questions