Fees for the Wise Business card
Spend all over the world at the real exchange rate, with low conversion fees and no subscription charge.
Spend anywhere, with low conversion fees
Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, we’ll auto-convert it with the lowest possible fee.
First card on the account No subscription fees | Free |
Cards for team members A one-time cost per card | 640 JPY |
Replacing a lost card Card gone walkies? No worries | 640 JPY |
Standard delivery Included in your fee | Free |
Optional express delivery Delivery in 1-2 days with DHL | From 1298 JPY |
Withdrawing money from an ATM.
Make 2 withdrawals of up to 30000 JPY each month for free per account. After that, we’ll charge 70 JPY per withdrawal. There’s a 1.75% fee on any amount you withdraw above 30000 JPY.
| Less than 30000 JPY per month | More than 30000 JPY per month | |||
|---|---|---|---|---|
| 2 or less withdrawals | Free | 1.75% of the amount over 30000 JPY | ||
| 3 or more withdrawals | 70 JPY per withdrawal | 70 JPY + 1.75% of amount over 30000 JPY |
Check you’re paying in the local currency.
To avoid hidden fees, always check you’re paying in the local currency of the business you’re buying from — whether that’s in person or online.
Some merchants may try to charge you in your home currency, then mark up the exchange rate.
Never pay subscription fees.
Recurring fees can get out of control.
So we charge a one-time 640 JPY fee for each card you order on your account (your first one is free). And that’s it.
No spiralling monthly costs every time you add a cardholder.
Get help from a real person
Business questions can be complex. You need a person, not a bot.
We have experts around the world, ready to help you whenever, and wherever, you need it.
And always for free.