So what do these letters and numbers mean?
A SWIFT code — sometimes also called a SWIFT number — is a standard format for Business Identifier Codes (BIC). Banks and financial institutions use them to identify themselves globally. It says who and where they are — a sort of international bank code or ID.
These codes are used when transferring money between banks, particularly for international money transfers or SEPA payments. Banks also use these codes to exchange messages between each other.
SPARKASSE BANK AD SKOPJE
|Swift code (8 characters)
|SPARKASSE BANK AD SKOPJE
|STR ORCE NIKOLOV 54
|SPARKASSE BANK AD SKOPJE
SPARKASSE BANK AD SKOPJE SWIFT Code Details
A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch.
Bank code A-Z 4 letters representing the bank. It usually looks like a shortened version of that bank's name.
Country code A-Z 2 letters representing the country the bank is in.
Location code 0-9 A-Z 2 characters made up of letters or numbers. It says where that bank's head office is.
Branch Code 0-9 A-Z 3 digits specifying a particular branch. 'XXX' represents the bank’s head office.
Always confirm the details with your recipient
When sending or receiving money, always check the SWIFT code with your recipient or bank.
If you think you've used the wrong SWIFT code to send money, you should get in contact with your bank right away. They may be able to cancel the transaction. If it's too late to cancel, you might have to contact the recipient yourself and request that they return your money.
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Your questions, answered
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