Revolut large transfers and transfer limits in 2025

Need to send a large sum to a person or business, either in the UK or overseas? You might be making a large purchase like a car or a house, or paying a big bill.

In either case, you’ll need to find the safest, fastest and most cost-effective way to make your transfer.

In this guide, we’ll take a look at how large payments work with Revolut, the UK’s popular digital money services provider. This includes how to set up a transfer, how long it takes and how much it costs. Plus, those all-important security considerations.

If you’re looking for a reliable and cost-effective way to transfer large sums internationally, consider the money services provider Wise. Over 14.8 million people worldwide use Wise to send, spend and convert money in 40+ currencies.

With low, transparent fees, great mid-market exchange rates, and secure, trackable transfers, Wise makes international money transfers simple and stress-free. Plus, you’ll get dedicated support and volume discounts when sending large amounts.

Get expert support for your large transfer 📞

Please see the terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

Can you send large transfers with Revolut?

Yes, you can make large transfers with Revolut.

You can do it easily through the Revolut app, and there aren’t any sending limits on most countries and currencies¹ - whether you’re sending within the UK or making an international transfer.

However, there may be some limits set by Revolut’s payment partners. These will be shown to you in-app before you send.¹

It’s also worth bearing in mind that Revolut does have fair usage policies when it comes to currency conversion.² This will apply when you send money internationally, as your GBP needs to be converted to the receiver’s home currency.

This means there’s a limit on how much you can send a month before an additional fair usage fee applies. The limits and fees depend on what Revolut plan you’re signed up for. We’ll look at these in more detail later.

It’s also useful to know that large transfers may take slightly longer to be processed, as extra security and anti-fraud checks will need to be carried out.¹

And of course, you’ll also need to have a Revolut account before you can send money. This may be a standard GBP account, or an account in USD or another currency.

Revolut transfer limits

For domestic (within the UK) transfers, Revolut doesn’t have a maximum transfer limit.¹

But if you’re sending an international transfer, Revolut has fair usage limits on how much you can send per month before an additional fee is charged. It all depends on what plan you’re on:

Revolut plan	Monthly transfer limit (foreign currency)²	Fair usage fee when limit is exceeded¹
Standard	£1,000	1%
Plus	£3,000	0.5%
Premium	No limit	N/A
Metal	No limit	N/A
Ultra	No limit	N/A

These limits can’t be changed, but you can always upgrade your plan (for a higher monthly fee) if you want to increase them.

It’s also worth noting that Revolut has additional fees with some plans for sending international transfers on weekends, no matter what amount you’re sending. You’ll pay an additional 1% if you have a Standard plan, and 0.5% for a Plus plan. Other paid plans don’t have weekend fees.¹

Before sending, you should also check Revolut’s international transfer fees, as well as the Revolut exchange rate.

📚 Read more: The best UK banks for sending money abroad

What’s the maximum amount you can send with Revolut?

There are no upper limits when sending Revolut payments in the UK or internationally, although you will need to be aware that some of its payment partners may have their own limits.

Plus, there will be additional fees if you send international payments which exceed your monthly fair usage allowance.

Can you send multiple large transfers per day?

Yes, you can send multiple large transfers per day with Revolut. There’s a chance that extra security checks may need to be made (as multiple, frequent payments can trigger fraud monitoring alerts) but the provider will contact you if this is the case.

📚 Read more: Receiving an international transfer with Revolut in the UK

How to transfer large amounts with Revolut: Step-by-step process

To send any amount of money with Revolut, you’ll need to have a few details ready for your recipient.

Here’s what you’ll usually need to provide, including details for sending money abroad:

• The recipient’s name as it appears on their bank account
• Their bank account number and sort code
• The type of account (personal or business)
• The International Bank Account Number (IBAN) - for international transfers
• The SWIFT/BIC code for their bank - for international transfers.

If you’re sending to a Revolut contact, you’ll already have their details saved. So all you need to do is select the person from your contacts list.

To make your payment, simply follow these steps:³

1. Login to the Revolut app
2. Go to ‘Payments’
3. Tap the ‘+’ symbol in the top right-hand corner
4. Select an existing recipient from the list, or select ‘'Bank recipient' or 'Send international’. If you’re adding a new recipient, you may need to complete additional identity verification steps.
5. Add a reference for the payment if you wish.
6. Follow the on-screen instructions to set up and send your transfer.

➡️ Learn more about the Wise account

Is Revolut safe for large payments?

Revolut isn’t a licensed UK bank (or at least not yet - it is currently in a transitional phase as it becomes an official UK bank) but it is an electronic money services provider.

As such, it is required to use security measures to keep your money and transfers safe. This includes sophisticated fraud prevention systems, which flag up potentially fraudulent transactions.

However, it’s always wise to take steps to protect yourself when sending a large sum. These include:

• Double-check the recipient’s bank details.
• Avoid sending money to people you don’t know.
• Never feel pressured into sending a payment - it could be a scam.
• Avoid sharing your online or mobile banking details with anyone.

📚 Read more: Is Revolut safe to use in the UK?

How long do large transfers take with Revolut?

Revolut transfer times all depend on where you’re sending money to.

Here’s a quick look at how long you can expect your payment to take:⁴

Destination	Transfer arrives
Within the UK in GBP	Up to 1 working day
To Europe in EUR (via SEPA Instant transfer)	Usually within a few minutes, can take up to 2 working days
All other destinations and currencies	Up to 2 working days

📚 Read more: How long do international bank transfers from the UK take?

Revolut large amount transfer fees and costs

So, how much does it cost to send Revolut large transfers in the UK? Here are the main fees and charges you need to know about:

Payment type	Transfer fee
UK payments in GBP	Free³
SEPA payments to Europe in EUR	Free³
International payments	Fees vary depending on amount, currency and plan. Discounts apply for some premium plans.
Exceeding monthly fair usage limit for international payments	- 1% for Standard plan - 0.5% for Plus plan - No fees for other plans¹
International payments at weekends	- 1% for Standard plan - 0.5% for Plus plan - No fees for other plans¹

When sending an overseas transfer with Revolut, you’ll also need to check the exchange rate - as well as the transfer fee you see upfront.

Revolut uses its own exchange rates, which may include a mark-up. This can make the transfer more expensive for you, but you should be able to check the rates upfront before you send.

📚 Read more: Revolut vs. Wise (UK): everything you need to know

Wise – A low-cost alternative to bank transfers

Looking for a secure, convenient and low-cost way to send large sums of money internationally? Take a look at the Wise account from the money services provider Wise. It's not a bank account but offers some similar features and your money is safeguarded.

With Wise, you can send large amount transfers worldwide to 140+ countries in 40+ currencies for low, transparent fees and mid-market exchange rates with no markup.

Here’s an overview of the main benefits of using Wise:

Fast and easy setup with no physical paperwork Low, transparent fees and no-markup mid-market exchange rates 24/7 Dedicated support and volume discounts for large transfers No monthly/annual account fees Sophisticated security and anti-fraud measures, with your money safeguarded Trackable and fast transfers to 140+ countries Low-cost spending in 150+ countries with the Wise card Earn a variable return on your GBP, USD and EUR with Wise Interest (capital at risk, growth not guaranteed)**

✅ Sign up with Wise for free

**Investments in funds are never guaranteed and your capital can be at risk. In the UK, Interest and Stocks are provided by Wise Assets — this is the trading name of Wise Assets UK Ltd, a subsidiary of Wise. Wise Assets UK Ltd is authorised as an investment firm and regulated by the Financial Conduct Authority (FCA). Our FCA number is 839689. We do not give investment advice, and you may be subject to pay tax. If you're not sure, seek qualified advice. You can find more information about the funds on our website.

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Sources used:

1. Revolut - Large money transfer
2. Revolut - Our pricing plans
3. Revolut - Help - Sending money from Revolut to a bank account
4. Revolut- Help - Timeframes for transfers

Sources last checked on date: 27-Oct-2025