Profee money transfer: UK guide

Profee is an online money transfer service with card, bank-account and mobile-wallet delivery options, depending on the destination.¹

If you’re sending from the UK, this guide explains how to set up a transfer, check the costs and understand your limits.

We’ll also introduce Wise as a smart alternative for international transfers – with over 18.9 million people worldwide moving £52 billion each quarter.

With Wise you get low, transparent fees, mid-market exchange rates, and secure, trackable transfers, with dedicated support and volume discounts when sending large amounts. On a £50,000 transfer, you could save up to £1,000 with Wise vs your bank.

➡️ Learn more about sending money with Wise

How does Profee money transfer work?

One option is a card-to-card transfer: you pay using an eligible card, and the money is delivered to your recipient’s card. Profee’s sending guidance says your payment card must be in your name and issued in your country of residence.²

Other payment and delivery methods may be available for your route. Select the UK as your sending country and choose the destination to see the options offered.

Ways to pay

According to Profee’s payment guidance, available methods vary by country. Its options include bank cards, Apple Pay and Google Pay.³

Check the methods shown for your transfer rather than assuming every option is available in the UK. Make sure your selected card or digital wallet is ready to authorise the payment.

How your recipient receives the money

Profee’s delivery guidance describes several options, depending on the country:⁴

• Card transfer: the recipient provides their card number and cardholder name.
• Bank deposit: the recipient provides the bank details required for that destination.
• Supported local services: options can include systems such as GCash in the Philippines or PIX in Brazil.

Your recipient doesn’t need a Profee profile to receive the transfer.¹ Confirm which delivery method they can use before sending.

Profee transfer fees and exchange rates

How much does a transfer cost?

According to Profee’s transfer guidance, fees depend on the destination and other details of the payment. You can view the current terms after selecting a destination and entering the amount.⁵

Review:

• The total amount you’ll pay
• Any separate transfer fee
• The exchange rate
• The amount your recipient will receive

Check these details for each payment. A fee advertised for one route or payment method won’t necessarily apply to another.

Does Profee add an exchange-rate markup?

Profee’s published tariff says currency-exchange markups may apply to money transfers.⁶ Check the actual rate in your quote and compare it with the mid-market exchange rate for the same currencies.

The mid-market rate is the midpoint between the buying and selling prices of a currency. It’s a useful reference, but you’ll also need to consider any fees.

For a fair comparison, use the same total budget. If you want to spend £500 altogether, compare what each provider delivers for £500 including charges, using the same currency and delivery method. Check quotes close together in time.

First-transfer offers

Profee advertises fee-free first transfers and promotional rates on qualifying routes.⁵ Check the offer for your destination, amount and payment method before relying on it.

A waived transfer fee doesn’t necessarily mean the exchange rate matches the mid-market rate. Compare the final recipient amount, and check the standard price if you plan to send regularly.

How to send money with Profee

Registering and verifying your account

Profee’s registration guidance asks for personal information such as your name, contact details, date of birth, nationality and residential address.¹

You may also need to supply verification documents. Follow the instructions for your account and allow time for checks before planning an urgent transfer.

Setting up a card transfer

Profee’s card-transfer instructions describe these steps:²

1. Choose your sending and receiving countries.
2. Enter the amount and check the quote.
3. Select your payment method and enter the required details.
4. Add the recipient’s card number and name.
5. Review the information, then follow the confirmation steps.

The details required can differ for bank-account or mobile-wallet delivery. Check your recipient’s information carefully before authorising the payment.

Delivery times and tracking

Profee advertises transfers arriving within minutes, but timing depends on how you pay and how the money is delivered. Bank processing, verification checks, banking hours, weekends and public holidays can affect arrival.¹

Review the estimate for your payment before confirming. Avoid treating a typical arrival time as a guarantee, especially if your recipient is working to a deadline.

According to Profee’s tracking guidance, status updates are sent by email and through app push notifications. Enable notifications if you want to receive those updates on your device.⁷

If a payment is delayed, check its status and contact support with the transfer reference.

Account levels and transfer limits

Profee publishes Basic, Plus and Premium account levels. Its account guidance describes additional identity and address information for Plus, and source-of-wealth information for Premium.⁸

Check the limits shown in your own account before planning a large transfer. Confirm both:

• The maximum for a single payment
• The remaining allowance over any applicable period

An annual account allowance and a per-transfer limit are different restrictions. Your payment also needs to meet any conditions for the destination and receiving method.

If you need a higher limit, follow the upgrade instructions or contact Profee. Allow time for verification rather than assuming an increase will be approved immediately.

Where can you send money?

Profee’s destination directory includes India, Pakistan, Nigeria, the Philippines and countries across Europe, among others.⁹

Select the UK and your chosen destination in the calculator to check the receiving currency and delivery options for your route. Confirm that your recipient’s card, bank account or mobile wallet is supported.

Send international transfers without hidden fees with Wise

When you’re comparing international transfer providers, it's worth focusing on the total cost of the payment rather than any single fee. A provider that appears cheaper upfront may not always offer the best overall value.

Banks and other providers may claim to have “no fees” but they could be adding a sneaky mark-up to their exchange rate. This can **impact your budget by up to 2%** when sending money abroad. On a £50,000 transfer, you could save up to £1,000 with Wise vs your bank.

Wise has built its own payment network that allows customers to send money internationally for less. You’ll get the mid-market exchange rate (close to the one you see on Google) with **no hidden markups** and **low, transparent fees**.

✅ Sign up with Wise for free

Wise Interest disclaimer: Growth not guaranteed. Your balance will go down in the event of a government default or interest rates going negative. Taxes may apply. 3.32% variable rate on GBP is based on 7 day performance as of 05 Aug 2026. For full 5-year past performance and fund information, visit https://wise.com/interest. Investments are offered by Wise Assets UK Ltd. (FRN 839689)

FAQs

Does my recipient need a Profee account?

Profee says recipients don’t need to sign up to receive money.¹ They do need a supported receiving method and the correct details for the transfer.

Can I use Apple Pay or Google Pay?

Profee lists both among its payment methods, subject to country and transfer availability.³ Check the options shown when you set up your payment.

What is my Profee transfer limit?

Check your profile for the limit that applies to your account and payment. Complete any requested verification before relying on a higher allowance.

How can I track a payment?

Check your transfer status and look for Profee’s email or app updates.⁷ Keep your reference if you need to contact support.

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Sources used:

1. Profee — International money transfers
2. Profee — Sending money by card
3. Profee — Payment options
4. Profee — Delivery options
5. Profee — Transfer terms and fees
6. Profee — Published fee tariff
7. Profee — Transfer status and updates
8. Profee — Account levels and limits
9. Profee — Countries and currencies

Sources last checked: 27/10/2026