How to Send Money from Payoneer to Wise Business

Want to move money from Payoneer to Wise Business? The usual route is to add your Wise Business account details to Payoneer as a withdrawal bank account, wait for Payoneer to approve the details, and then withdraw your Payoneer balance to Wise.

In this step-by-step guide, we've explained how to withdraw money from Payoneer to Wise Business, what details you may need, what to check before you confirm the withdrawal, and what to do if Payoneer does not accept the route.

We've also explained how Wise Business can help eligible businesses manage, convert and send money from one multi-currency business account after funds arrive from Payoneer.

Register for Wise Business ✍️

*Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.

Quick summary

One key point is that this is usually a Payoneer withdrawal to your Wise Business account details, not a direct in-app transfer from Wise. Payoneer may reject or limit some routes, so check availability inside your Payoneer account before relying on the transfer.

Discover Wise Business 🔍

Step 1: Add Wise to Payoneer

1. Sign in to Wise Business
2. Open the currency balance you want to receive
3. Copy the account details exactly
4. Sign in to Payoneer
5. Go to bank accounts for withdrawal
6. Add a new bank account
7. Enter your Wise account details
8. Submit for Payoneer approval
9. Wait for confirmation before withdrawing

The Wise account details you may be able to add to Payoneer depend on your Payoneer account, your Wise Business eligibility, currency and region.

Wise account details availability can vary by business location, currency and eligibility.

Payoneer currently says that, for individual accounts, the account holder name must match the name on your Payoneer account; for company accounts, the account holder name must match the company name on your Payoneer account.¹

Step 2: Review Payoneer to Wise fees

Payoneer fees currently vary by route, currency, account country, and transaction type. Payoneer’s pricing page currently lists different fees for receiving accounts, same-currency withdrawals, non-local withdrawals, and currency conversion.²

For specific EUR to EUR/GBP to GBP affected transactions, Payoneer currently states that the new fee is 0.5% of the transaction amount and applies to transactions made after you have reached a cumulative amount of 50,000 EUR for all your withdrawal to bank and payment to recipient bank account transactions performed per calendar month.³

Before withdrawing from Payoneer to Wise Business, compare the full cost on both sides. Payoneer fees can vary by payment type, country, currency, and withdrawal route, while Wise Business shows its transfer and conversion fees upfront before you confirm a transaction.

Step 3: Withdraw from Payoneer to Wise

Once you’ve added your Wise Business account details and reviewed the fees, you can withdraw your Payoneer funds to the approved Wise details if the route is available.

Payoneer currently says that to withdraw funds to your bank account, you sign into your Payoneer account, select “Withdraw”, select “To Bank Account”, enter the bank details where you want to receive your funds, review the details, confirm and click “Withdraw.”⁴

1. Sign in to Payoneer
2. Go to Withdraw & transfer
3. Choose To Bank Account
4. Select the Payoneer balance
5. Select your approved Wise account details and enter the amount
6. Review fees and exchange rate
7. Confirm the withdrawal

Timing depends on Payoneer approval, banking networks, weekends, checks and Wise receiving route. Payoneer currently says that reviewing a new withdrawal bank account usually takes up to 3 business days.¹

Step 4: Troubleshoot problems if needed

If Payoneer does not accept your Wise Business account details, or if a withdrawal is delayed, the issue may be linked to route availability, account eligibility, currency compatibility, name matching or additional checks.

Discover Wise Business

Wise Business offers eligible businesses a way to manage international money from one account, with fees shown upfront before you confirm a transfer or conversion.

With Wise Business, you can:

• 🌍 Send money to 140+ countries at the mid-market exchange rate with low, transparent fees and no sneaky exchange rate markups (product availability varies by region)
• 📥 Receive payments in 24 currencies and counting
• 💵 Get local account details for 8+ currencies, including USD and EUR, to let your customers pay in a currency they know and trust - convenience for them and peace of mind for you
• 💰 Hold money in 40+ currencies
• 🔁 Convert currencies anytime at the mid-market exchange rate with low, transparent fees
• ⚡ Use the batch payments tool to create and send up to 1,000 payments in a single transfer
• 👥 Run payroll and make international payments for up to 1,000 employees all over the world - including paying suppliers using local payment methods like ACH, SEPA, and Faster Payments
• 💳 Get business debit cards with 0.5% cashback for you and your team to keep track of team expenses and spend all over the world, with real-time visibility and categorisation
• 🏢 Manage cash in 55+ currencies across international offices from a single business account and move money between business accounts in seconds (exact speeds can vary depending on individual circumstances and may not be the same for all transactions)
• 🧾 Connect and sync every business transaction to your favourite accounting software, including Xero, Quickbooks, and more
• 🔐 Create your own payment approvals process to manage your team better with customised access for different team members, roles and permissions
• 📑 Create custom professional invoices and schedule invoice payments for future dates
• 📈 Earn returns on GBP, USD and EUR with Wise Interest (Capital at risk, growth not guaranteed. Your money is at risk if governments default or interest rates go negative. Visit https://wise.com/gb/interest/ to find out more)
• 🔗 Create payment links and QR codes to get paid easily (Card payment acceptance for new Wise Business customers is currently unavailable. Payment methods subject to eligibility and availability.)
• ⚙️ Automate payouts with the Wise API (comes with 24/7 customer support, a sandbox account to test integrations, API tokens, and clear documents on how to implement and make the most of our API)

Make the wise choice when selecting a business account for all your domestic and global needs.

Be Smart, Get Wise.

Register for Wise Business ✍️

*Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.

FAQs

Why do some businesses transfer money from Payoneer to Wise Business?

Payoneer can be useful for receiving marketplace payouts and platform income, but Wise Business may be more practical once you want to manage, convert, or send that money internationally.

Wise Business lets eligible businesses hold money in 40+ currencies, convert with the mid-market exchange rate, and see fees upfront before sending money. This can help if you receive funds through Payoneer, then need to pay overseas suppliers, convert income to GBP, send batch payments, or manage business spending from one multi-currency account.

Can I use Wise GBP, USD or EUR details with Payoneer?

You may be able to add Wise GBP, USD or EUR account details to Payoneer, but availability depends on your Payoneer account, Wise Business eligibility, currency, region and whether Payoneer accepts the route. Always check inside Payoneer before relying on a specific withdrawal path.

*Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.

Sources:

Sources last checked on 10 June 2026