Can you use Revolut in Morocco?

Holidaying in Morocco this year? Before you jet off from the UK, you might want to do some research into the best and cheapest way to spend in Moroccan dirham (MAD).

Revolut is one option for spending internationally, particularly in Europe. But the big question is - does it work in Morocco?

Read on for a handy guide on using Revolut in Morocco, including whether spending in MAD is supported by the money app. We’ll also give you the lowdown on fees for using your Revolut card in Morocco.

And while you’re comparing travel spending solutions, make sure to check out the Wise card from the money services provider Wise.

You can use it for purchases and ATM withdrawals in 150+ destinations worldwide, including Morocco. It automatically converts your money to the local currency at the mid-market exchange rate whenever you spend*.

Can you use Revolut in Morocco?

Yes, you can use both your Revolut account and card in Morocco.

You can convert and hold Moroccan dirham in your Revolut balance, managed through the Revolut app.¹ This means you can convert some GBP to MAD before your trip, if you want to.

And you should be able to use your Revolut card anywhere in Morocco where Visa and Mastercard are accepted. This includes shops, cafes, restaurants, bars rail stations, airports, hotels and ATMs.

Are Moroccan dirhams supported for spending?

Revolut does support the Moroccan dirham (MAD).² This means you can spend in MAD using your Revolut card, just like a Moroccan local.

You can also withdraw cash in the currency from ATMs all over the country. Whether spending or withdrawing money, the card will automatically convert the currency for you.

How much does it cost to use a Revolut card in Morocco?

Revolut cards don’t charge foreign transaction fees for spending and cash withdrawals overseas, unlike some banks.

But there are some situations in which you may be charged a fee. Key examples include carrying out transactions in a different currency (requiring a currency conversion) on weekends, and withdrawing more than £200 from an overseas ATM within a month.

Below are the Revolut card fees you need to know about, based on the free Standard plan:

Transaction	Revolut fee
Additional merchant surcharge fees (for paying by card)	Set by the merchant (if applicable)
Currency exchange transactions above £1,000 a month	1%³
Currency exchanges on weekends	1%³
ATM withdrawals over £200 (or more than 5 withdrawals)	2% (min. £1)⁴

As well as looking at the fees, it’s also useful to know about Revolut’s exchange rates. This can affect the total cost of spending abroad just as much as the fee, if not more.

Revolut offers competitive exchange rates for currency conversions. Many are often at the mid-market exchange rate or close to it.

However, there are some occasions when the money app will add some extra fees to this rate.

For example, if you pay for something in a different currency to your Revolut balance at a weekend, you’ll be charged a 1% fee.³ You can get round this though by converting GBP or another currency to MAD in advance, making sure it’s on a weekday when this fee doesn’t apply.

There’s also a 1% fee if you convert more than the fair usage limit for your Revolut plan. This is £1,000 within a 30-day period for the Standard plan.³

Can I get a Revolut account in Morocco?

Planning on staying in Morocco for a while? Perhaps you’re working, studying or visiting family. In any of these circumstances, it could make sense to open a local account there.

Unfortunately though, you won’t be able to open a Revolut account in Morocco. It doesn’t currently offer accounts and cards to customers living in the country.⁵

You can still use your UK-issued Revolut card there, and you can use Revolut to send money from the UK to Morocco.

A great alternative for low-cost spending in Morocco - the Wise card

Want a great exchange rate all the time, not just on weekdays?

Get yourself a Wise card and you can spend at the mid-market rate in 150+ countries, whenever you want.

Open a Wise account online and you can get a Wise card for a one-time cost of just £7. Your card automatically converts currency whenever you spend, so you don’t need to worry about preloading your account or converting cash. There’s only a small conversion fee* to pay.

And if you need cash, your Wise card has you covered. You can withdraw up to £200 a month (max 2 withdrawals) from ATMs in Morocco for free (although double-check that the ATM operator doesn’t charge its own fee).

Sign up with Wise today 💰

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Sources used:

1. Revolut - Open and manage a currency account
2. Revolut - Help - What currencies are supported for spending?
3. Revolut - Help - Currency Exchanges
4. Revolut - Standard fees
5. Revolut - Help - What countries are supported?

Sources last checked on date: 29-Jul-2024