Can I use PayPal in Morocco?

Planning a trip to Morocco from the UK? Perhaps you’re a digital nomad and dream of working from a sun-soaked balcony in Marrakech, or you’re taking an extended trip to visit family.

Whether it’s a short trip or a permanent move, you’ll need to know whether you can continue using your UK accounts overseas.

If you’re a regular PayPal (PYPL) user, read on. We’ve put together a guide to using PayPal in Morocco, covering everything you need to know - including potential fees.

We’ll also show you an alternative - the Wise account, which lets you send, spend and convert and hold Moroccan dirham (MAD) along with 40+ currencies.

Does PayPal work in Morocco?

PayPal operates in many countries worldwide, and the great news if you use the service regularly is that this includes Morocco. This means you can use its services and accounts there.

PayPal even has a dedicated website for its Moroccan customers, where it offers both personal and business accounts.

Can I open a PayPal account in Morocco?

Yes, you can open a new PayPal account if you’re living in Morocco.

As part of the sign up process, you’ll just need to provide some basic details such as your name, address and contact details.

To send money or use PayPal to pay for something, you’ll also need to add a payment method like a debit or credit card, or a bank account.

Features of PayPal accounts in Morocco

Now, let’s take a look at what you can actually do with a PayPal account in Morocco.

Some of the main features and benefits include:

• Shop online and use PayPal to pay, on marketplaces and websites where it’s accepted as a payment method.
• Send money to friends and family (you’ll need to check whether it’s possible for your recipient to receive money via PayPal in their country).
• Send payments to sellers.
• Buy and sell on eBay using PayPal
• Request payments and receive money into your PayPal account, including payments from people you know and refunds from retailers.

If you run an ecommerce or retail business, you can open a PayPal business account in Morocco. This will let you integrate PayPal into the checkout on your website, so that customers can pay you using PayPal.

Can I use my UK PayPal account in Morocco?

You might be tempted to carry on using your UK PayPal account after you’ve moved to Morocco, to avoid the hassle of opening a new one. But unfortunately, that’s not possible under PayPal’s policies.

If you move overseas, you’ll need to close your UK account and open a new one once you arrive, using your new Moroccan residential address.¹ The process is pretty straightforward though, so you should be set up with a new account in no time.

Fees for using PayPal in Morocco

So, how much will it cost you to use PayPal in Morocco? And is it different to how PayPal works in the UK?

Let’s take a look at the main fees and charges you need to know about:²

Type	Fee
Opening a PayPal account	Free
Sending money to friends and family	- Free (where no currency conversion is involved) for bank transfers/PayPal balance - 3.4% + fixed fee for cards
Sending money internationally	At least $4.99 USD depending on destination and payment method
Receiving money	Free (where no currency conversion is involved)
Paying for an online purchase	Free where no currency conversion is involved
Currency conversion fee	4%
Withdrawing money from a PayPal account to a bank account	- No fee (when no currency conversion is involved) for withdrawals over 2000 MAD - 30.00 MAD for withdrawals less than 2000 MAD

Manage your money in 40+ currencies with Wise

Of course, PayPal isn’t the only solution for sending, spending and managing your money in Morocco. If you like the sound of a powerful multi-currency online account and a card that works in 150+ countries, check out Wise.

Open a Wise account online and you can send money to and from Morocco for low fees and mid-market exchange rates.

You can also get a Wise card for a one-time cost of just £7. This clever card automatically converts currency whenever you spend, so you don’t need to worry about preloading your account or converting cash. There’s only a small conversion fee to pay. And it works online as well as in real-world shops and restaurants.

And if you need cash, your Wise card has you covered. You can withdraw up to £200 a month in 2 transactions from Moroccan ATMs for free (although double-check that the ATM operator doesn’t charge its own fee).

Learn more about the Wise card 💳

Please see the Terms of Use for your region or visit Wise fees & pricing for the most up-to-date information on pricing and fees.

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Sources used:

1. PayPal - Can I change the address on my PayPal account to another country?
2. PayPal - Consumer Fees

Sources last checked on date: 17-Jul-2024