Fees for the Wise Business card
Spend all over the world at the real exchange rate, with low conversion fees and no subscription charge.
Spend anywhere, with low conversion fees
Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise account, we’ll auto-convert it with the lowest possible fee.
Getting Wise Business cards for your team

Free | |
4 EUR | |
4 EUR | |
Free | |
From 14.4 EUR |
Withdrawing money from an ATM.
Make 2 withdrawals of up to 200 EUR each month for free. After that, we’ll charge 0.5 EUR per withdrawal. There’s a 1.75% fee on any amount you withdraw above 200 EUR.
Less than 200 EUR per month | More than 200 EUR per month | |||
---|---|---|---|---|
2 or less withdrawals | Free | 1.75% of amount over 200 EUR | ||
3 or more withdrawals | 0.5 EUR per withdrawal | 0.5 EUR + 1.75% of amount over 200 EUR |

To avoid hidden fees, always check you’re paying in the local currency of the business you’re buying from — whether that’s in person or online.
Some merchants may try to charge you in your home currency, then mark up the exchange rate.

Recurring fees can get out of control.
So we charge a one-time {normalShipping} fee for each card you order on your account (your first one is free). And that’s it.
No spiralling monthly costs every time you add a cardholder.

Business questions can be complex. You need a person, not a bot.
We have experts around the world, ready to help you whenever, and wherever, you need it.
And always for free.