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Fees for the Wise Business card

Spend all over the world at the real exchange rate, with low conversion fees and no subscription charge.

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Wise currency accounts illustration

Spend anywhere, with low conversion fees

Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise account, we’ll auto-convert it with the lowest possible fee.

Getting Wise Business cards for your team

Getting your Wise card
First card on the account
No subscription fees
Free
Cards for team members
A one-time cost per card
4 EUR
Replacing a lost card
Card gone walkies? No worries
4 EUR
Standard delivery
Included in your fee
Free
Optional express delivery
Delivery in 1-2 days with DHL
From 14.4 EUR

Withdrawing money from an ATM.

Make 2 withdrawals of up to 200 EUR each month for free. After that, we’ll charge 0.5 EUR per withdrawal. There’s a 1.75% fee on any amount you withdraw above 200 EUR.

Less than 200 EUR per monthMore than 200 EUR per month
2 or less withdrawalsFree1.75% of amount over 200 EUR
3 or more withdrawals0.5 EUR per withdrawal0.5 EUR + 1.75% of amount over 200 EUR
Check you’re paying in the local currency.

To avoid hidden fees, always check you’re paying in the local currency of the business you’re buying from — whether that’s in person or online.

Some merchants may try to charge you in your home currency, then mark up the exchange rate.

Never pay subscription fees.

Recurring fees can get out of control.

So we charge a one-time {normalShipping} fee for each card you order on your account (your first one is free). And that’s it.

No spiralling monthly costs every time you add a cardholder.

Get help from a real person

Business questions can be complex. You need a person, not a bot.

We have experts around the world, ready to help you whenever, and wherever, you need it.

And always for free.