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Send money to China from Singapore

Fast, low-cost, and secure online money transfers to China from Singapore.

Send money from China to Singapore instead.

Over 12.8 million customers

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FCA regulated

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Rate guaranteed (83h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee

0 SGD
Our fee

12.31 SGD

Total included fees (1.23%)

12.31 SGD

You could save up to 18.98 SGD

Should arrive in seconds

Save when you send money to China from Singapore

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 SGD with	Recipient gets(Total after fees)
	5,313.94 CNY
Transfer fee 12.31 SGD Exchange rate(1 SGD CNY) 5.38017 Exchange rate markup 0 SGD Cost of transfer 12.31 SGD

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How to send money to China from Singapore in 3 easy steps

Enter amount to send in SGD.

Pay in SGD with your debit card or credit card, or send the money from your online banking.

Choose recipient in China.

Select who you want to send money to and which pay-out method to use.

Send SGD, receive CNY.

The recipient gets money in CNY directly from Wise’s local bank account.

Create free account now

What you’ll need for your online money transfer to China from Singapore

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer, PayNow, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How much does it cost to transfer money to China from Singapore?

Pay a small, flat fee and percentage

To send money in SGD to China from Singapore, you pay a small, flat fee of 6.13 SGD + 0.62% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

6.13 SGD

Variable feeup to 33,750 SGD/month

0.62%

Variable feemore than 33,750 SGD/month

Discount applies

How long will a money transfer to China from Singapore take?

A money transfer from Singapore (SGD) to China (CNY) should arrive in seconds. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

SGD

CNY

Should arrive

in seconds

Best ways to send money to China from Singapore

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.