What affects the speed of my transfer?

Currency routes — sometimes it’s quicker to send from one particular currency to another. Payment method — compare methods and choose the one that gets your money to its destination fastest. Extra checks — some routes and larger transfers might need to double checked just to be sure

How can I check the status of my transfer?

You can always check the status of the transfer from your Activity feed. Log in to Wise. Click on Activity. Find the transfer, and click View transfer details

Why might a transfer take longer than estimated?

Transfers can take longer when: You used a slower payment method (eg. bank transfer) - while it costs you less, banks can take 1-2 business days to send us the funds. You sent the money just before weekends and bank holidays - unfortunately banking hours are beyond our control, and can slow down the transfer.

How can I send money faster?

If you want to send money faster; Review and confirm the recipient details are correct. Choose a faster payment method (eg. card payment). Make sure your account is verified. Please note, if you set up payments close to the weekend, money may not reach the recipient until the next working day.

Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

TÜV approved customer satisfaction

The report

Over 15 million customers

Read on Trustpilot

You send exactly

0 CHF
4.83 CHFOur fee
–
4.83 CHFTotal fees
=
995.17 CHFTotal amount we’ll convert
×
1.00341

Recipient gets

Get started

How long will a money transfer take?

Sending money from	Sending money to	Transfer method	Should arrive by
CHF	EUR	Bank Transfer	by Thursday
CHF	AED	Bank Transfer	by Thursday
CHF	ARS	Bank Transfer	by Thursday
CHF	AUD	Bank Transfer	by Thursday 8:00 AM
CHF	BDT	Bank Transfer	by Thursday
CHF	BGN	Bank Transfer	by Thursday
CHF	BRL	Bank Transfer	by Thursday
CHF	BWP	Bank Transfer	by Friday
CHF	CAD	Bank Transfer	by Friday
CHF	CLP	Bank Transfer	by Monday, March 27th
CHF	CNY	Bank Transfer	by Thursday 2:00 AM
CHF	COP	Bank Transfer	by Thursday 2:00 AM
CHF	CRC	Bank Transfer	by Monday, March 27th
CHF	CZK	Bank Transfer	by Thursday
CHF	DKK	Bank Transfer	by Friday
CHF	EGP	Bank Transfer	by Friday
CHF	FJD	Bank Transfer	by Thursday 2:00 AM
CHF	GBP	Bank Transfer	by Thursday 2:00 AM
CHF	GEL	Bank Transfer	by Thursday
CHF	GHS	Bank Transfer	by Thursday
CHF	HKD	Bank Transfer	by Thursday 2:00 AM
CHF	HUF	Bank Transfer	by Thursday 2:00 AM
CHF	IDR	Bank Transfer	by Friday
CHF	ILS	Bank Transfer	by Friday
CHF	INR	Bank Transfer	by Thursday 2:00 AM
CHF	JPY	Bank Transfer	by Thursday 2:00 AM
CHF	KES	Bank Transfer	by Thursday 3:00 AM
CHF	KRW	Bank Transfer	by Thursday 2:00 AM
CHF	LKR	Bank Transfer	by Thursday 2:00 AM
CHF	MAD	Bank Transfer	by Monday, March 27th
CHF	MXN	Bank Transfer	by Thursday 2:00 AM
CHF	MYR	Bank Transfer	by Thursday 2:00 AM
CHF	NOK	Bank Transfer	by Friday
CHF	NPR	Bank Transfer	by Thursday
CHF	NZD	Bank Transfer	by Friday
CHF	PHP	Bank Transfer	by Thursday
CHF	PLN	Bank Transfer	by Friday
CHF	RON	Bank Transfer	by Friday
CHF	SEK	Bank Transfer	by Thursday 10:00 AM
CHF	SGD	Bank Transfer	by Thursday 2:00 AM
CHF	THB	Bank Transfer	by Thursday 2:00 AM
CHF	TRY	Bank Transfer	by Thursday 7:00 AM
CHF	TZS	Bank Transfer	by Thursday
CHF	UAH	Bank Transfer	by Thursday
CHF	UGX	Bank Transfer	by Thursday
CHF	USD	Bank Transfer	by Friday
CHF	UYU	Bank Transfer	by Friday
CHF	VND	Bank Transfer	by Thursday 3:00 AM
CHF	ZAR	Bank Transfer	by Friday

How to send money abroad instantly?

icu.sendMoney.destination.easy.step.1.alt

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

icu.sendMoney.destination.easy.step.2.alt

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

icu.sendMoney.destination.easy.step.3.alt

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Trustpilot score 4.4 out of 5, from 186,622 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Reviews from:

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
You should always know where your money is. So keep track of your money by using our in-app Money tracker.
All transfers should be instant — we’re on a mission to bring you just that.