Fees for the Wise Business card
Spend all over the world at the real exchange rate, with low conversion fees and no subscription charge.
Spend anywhere, with low conversion fees
Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, we’ll auto-convert it with the lowest possible fee.
First card on the account
No subscription fees
Cards for team members
A one-time cost per card
Replacing a lost card
Card gone walkies? No worries
Included in your fee
Account Funding transactions
Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.
Withdrawing money from an ATM.
Make 2 withdrawals of up to 350 CAD each month for free per account. After that, we’ll charge 1.5 CAD per withdrawal. There’s a 1.75% fee on any amount you withdraw above 350 CAD.
Fees vary depending on the country where your card was issued and your country of residence. You can check which fees apply here.
|Less than 350 CAD per month||More than 350 CAD per month|
|2 or less withdrawals||Free||1.75% of the amount over 350 CAD|
|3 or more withdrawals||1.5 CAD per withdrawal||1.5 CAD + 1.75% of amount over 350 CAD|
Check you’re paying in the local currency.
To avoid hidden fees, always check you’re paying in the local currency of the business you’re buying from — whether that’s in person or online.
Some merchants may try to charge you in your home currency, then mark up the exchange rate.
Never pay subscription fees.
Recurring fees can get out of control.
So we charge a one-time 0 CAD fee for each card you order on your account (your first one is free). And that’s it.
No spiralling monthly costs every time you add a cardholder.
Get help from a real person
Business questions can be complex. You need a person, not a bot.
We have experts around the world, ready to help you whenever, and wherever, you need it.
And always for free.