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Manage 40+ currencies in one business account, get local account details in 9+ currencies
Spend with employee debit cards, set controls, earn 0.5% cash back on eligible transactions
Integrate with accounting software, give your money a boost with Interest + more

Spending with employee cards

As a business owner, having expense cards that enable your team to spend easily in multiple currencies is essential.

With access to 40+ currencies, you can use your Wise Business debit cards to spend the local currency in more than 160 countries at the mid market exchange rate, helping you save money on international transaction fees while earning 0.5% on eligible transactions.

You can also set controls and limits for your team, freeze and delete cards and benefit from up to 3 digital cards per user.  

How to spend with employee cards

Manage 40+ currencies in one account

Doing business internationally doesn’t just mean operating in other countries. It can also mean paying suppliers, contractors and team members in a range of currencies, and allowing your customers and clients to pay you in the currency that works for them without hefty bank fees.

With Wise Business, you can hold and send money in 40+ different currencies and convert easily between them at the mid-market exchange rate with no hidden fees. Learn more about how a multi-currency account can help you build a business without borders.

Explore our multi-currency account

Integrate accounting software

Traditional accounting processes are often repetitive and time consuming with valuable hours lost to manual processing of expenses, invoicing and payments reconciliation.

With Wise Business you can sync with accounting software including Xero, Quickbooks and FreeAgent, enabling you to automate routine tasks and spend more time building your business.

Whether you're a sole trader, small business or an established scaleup, having a 360 view of your business finances can have a significant impact on growth and profitability.

How to sync your account

Create employee controls

As you grow your business, it’s important to empower employees while protecting your business finances. Set spending limits for your employees on your Wise Business account, with real time transaction notifications.

Multi-user access means you can decide who can access your account, approve payments and make transactions. We offer 5 user roles that enable you to edit permissions for your team members, and one extra customisable role, for added flexibility.

How do approvals work?

Get local business details

Opening a business account in a new country can be a huge challenge. It often means plenty of paperwork, language barriers and trips to a local branch, only to be confronted with long waiting times and monthly fees.

With a Wise Business account, we’ve made it possible for you to set up local account details and start receiving money in 9+ currencies including USD, GBP, EUR and more - taking the pain out of getting paid.

You can use your new account details to pay bills, subscriptions and direct debits, just as you would with an international account.

Get 9+ local business details

Help your money grow using Interest

Businesses of all sizes are looking for ways to boost margins and grow their money.

That’s why we launched our Interest feature, which enables businesses to invest their GBP, USD and EUR balances in a low-risk fund that holds government guaranteed assets and tracks central bank interest rates.

With Interest, businesses can earn a variable return on their balances while they continue to send and spend as normal. Capital at risk - growth not guaranteed.

Learn about Wise Interest

Key features at a glance

Explore Wise Business