What affects the speed of my transfer?

Currency routes — sometimes it’s quicker to send from one particular currency to another. Payment method — compare methods and choose the one that gets your money to its destination fastest. Extra checks — some routes and larger transfers might need to double checked just to be sure

How can I check the status of my transfer?

You can always check the status of the transfer from your Activity feed. Log in to Wise. Click on Activity. Find the transfer, and click View transfer details

Why might a transfer take longer than estimated?

Transfers can take longer when: You used a slower payment method (eg. bank transfer) - while it costs you less, banks can take 1-2 business days to send us the funds. You sent the money just before weekends and bank holidays - unfortunately banking hours are beyond our control, and can slow down the transfer.

How can I send money faster?

If you want to send money faster; Review and confirm the recipient details are correct. Choose a faster payment method (eg. card payment). Make sure your account is verified. Please note, if you set up payments close to the weekend, money may not reach the recipient until the next working day.

4.2 / 5 from 195,118 reviews

Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

Over 16 million customers

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FCA regulated

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You send exactly

–
12.99 BGN
=
987.01 BGNTotal amount we’ll convert
×
0.511287

Recipient gets

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How long will a money transfer take?

Sending money from	Sending money to	Transfer method	Should arrive by
BGN	EUR	Debit Card	by Friday
BGN	AED	Debit Card	by Tuesday, September 26
BGN	AUD	Debit Card	by Friday 4:00 AM
BGN	BDT	Debit Card	by Sunday, September 24
BGN	BRL	Debit Card	by Friday
BGN	CAD	Debit Card	by Saturday
BGN	CHF	Debit Card	by Friday 4:00 AM
BGN	CLP	Debit Card	by Tuesday, September 26
BGN	CNY	Debit Card	in 3 hours
BGN	COP	Debit Card	in seconds
BGN	CRC	Debit Card	by Tuesday, September 26
BGN	CZK	Debit Card	by Friday
BGN	DKK	Debit Card	by Monday, September 25
BGN	EGP	Debit Card	by Wednesday, September 27
BGN	FJD	Debit Card	in 10 minutes
BGN	GBP	Debit Card	in seconds
BGN	GEL	Debit Card	by Friday
BGN	GHS	Debit Card	by Friday
BGN	HKD	Debit Card	in 10 minutes
BGN	HUF	Debit Card	in seconds
BGN	IDR	Debit Card	by Friday 4:00 AM
BGN	ILS	Debit Card	by Thursday, September 28
BGN	INR	Debit Card	in seconds
BGN	JPY	Debit Card	by Friday 2:00 AM
BGN	KES	Debit Card	in 30 minutes
BGN	KRW	Debit Card	in 3 minutes
BGN	LKR	Debit Card	in seconds
BGN	MAD	Debit Card	by Tuesday, September 26
BGN	MXN	Debit Card	in seconds
BGN	MYR	Debit Card	in seconds
BGN	NOK	Debit Card	by Monday, September 25
BGN	NPR	Debit Card	by Friday
BGN	NZD	Debit Card	by Friday
BGN	PHP	Debit Card	in 25 minutes
BGN	PKR	Debit Card	in seconds
BGN	PLN	Debit Card	by Monday, September 25
BGN	RON	Debit Card	by Monday, September 25
BGN	SEK	Debit Card	by Friday 9:00 AM
BGN	SGD	Debit Card	in seconds
BGN	THB	Debit Card	in seconds
BGN	TRY	Debit Card	by Friday 7:00 AM
BGN	TZS	Debit Card	by Friday
BGN	UAH	Debit Card	by Friday
BGN	UGX	Debit Card	by Friday
BGN	USD	Debit Card	by Friday
BGN	UYU	Debit Card	by Monday, September 25
BGN	VND	Debit Card	in 40 minutes
BGN	ZAR	Debit Card	by Monday, September 25

How to send money abroad instantly?

icu.sendMoney.destination.easy.step.1.alt

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

icu.sendMoney.destination.easy.step.2.alt

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

icu.sendMoney.destination.easy.step.3.alt

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
You should always know where your money is. So keep track of your money by using our in-app Money tracker.
All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app

Trustpilot score 4.2 out of 5, from 195,118 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

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