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Send money using SOFORT

Send money using SOFORT from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (20h)
  • Connected bank account (ACH) fee
    1.64 USD
  • Our fee
    6.98 USD
Total included fees (0.89%)
8.62 USD
  • You could save up to 50.56 USD

Should arrive in seconds

Send money using SOFORT

Send money using SOFORT from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (20h)
  • Connected bank account (ACH) fee
    1.64 USD
  • Our fee
    6.98 USD
Total included fees (0.89%)
8.62 USD
  • You could save up to 50.56 USD

Should arrive in seconds

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now
Wise
Wise
Competitors

Wise always gives you the real mid-market rate. No markups, no hidden profits. The fairest rate, every time.

Most providers hide their fees in the exchange rate. Compare their rate to Wise - any difference? That’s their cut.

This applies when you pay in via ACH payments. How do we collect this data?

How to send money using SOFORT in 3 easy steps

How to send money using SOFORT

    • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
    • If your recipient has Wise, you can look them up on our network and send to them in seconds.
    • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
    • Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
    • Depending on how you pay, this usually takes seconds.
Send money now

How to send money using SOFORT in 3 easy steps

How to send money using SOFORT

    • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
    • If your recipient has Wise, you can look them up on our network and send to them in seconds.
    • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
    • Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
    • Depending on how you pay, this usually takes seconds.
Send money now

How to send money using SOFORT in 3 easy steps

How to send money using SOFORT

    • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
    • If your recipient has Wise, you can look them up on our network and send to them in seconds.
    • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
    • Pay in US dollars by ACH, wire transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
    • Depending on how you pay, this usually takes seconds.
Send money now

What is SOFORT money transfer?

Making a SOFORT money transfer is easy, secure and simple to arrange. Just select SOFORT as the payment method when you set up your Wise international money transfer, and you’ll be directed to the SOFORT page, to enter your bank details.

SOFORT money transfers are offered to customers with accounts from participating banks in Austria, Belgium, Germany, Italy, the Netherlands, Slovakia, Spain, and Switzerland. You can send up to 25,000 EUR every 24 hours using SOFORT, and transfers can be instant, or may take up to 4 days to arrive. You’ll see a delivery estimate before you confirm your SOFORT money transfer, so you can see when your payment is likely to be received.

To make a SOFORT money transfer with Wise you’ll need to fund your Wise payment from a bank account in your own name, and you’ll need to make sure there’s enough money in your account to pay for the transfer and fees in full.

Learn more about using SOFORT.

Online money transfer fees

How much does it cost to send money using SOFORT?

To send money using SOFORT with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad from Vietnam

The cheapest way to send USD to VND is from a Wise balance and costs 6.48 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

USD

VND

Sending USDTransfer cost
Direct debit8.62 USD
Bank transfer13.09 USD
Debit card42.43 USD
Credit card60.34 USD
Apple pay70.27 USD
Google Pay70.27 USD

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe
  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

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