Send money to Japan

Fast, low-cost, and secure online money transfers from Singapore to Japan.

Regulated by the Monetary Authority of Singapore (MAS)
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Over 16 million customers
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Compare the best money transfer service to Japan

Sending 1,000 SGD withRecipient gets(Total after fees)and transfer speed
111,753 JPY
Transfer fee
7.27 SGD
Exchange rate(1 SGD JPY)
Exchange rate markup
Cost of transfer
7.27 SGD

110,272 JPY- 1,481 JPY
Transfer fee
Exchange rate(1 SGD JPY)
Exchange rate markup
20.42 SGD
Cost of transfer
20.42 SGD

109,587 JPY- 2,165 JPY
Transfer fee
7.99 SGD
Exchange rate(1 SGD JPY)
Exchange rate markup
18.66 SGD
Cost of transfer
26.65 SGD

106,830 JPY- 4,922 JPY
Transfer fee
6.79 SGD
Exchange rate(1 SGD JPY)
Exchange rate markup
44.50 SGD
Cost of transfer
51.30 SGD

This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

How to send money to Japan in 3 easy steps

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Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money to Japan from Singapore

How to send money to Japan from Singapore

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Japan?

Pay a small, flat fee and percentage

To send money in SGD to Japan, you pay a small, flat fee of 2.40 SGD + 0.49% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers
Fixed fee
2.40 SGD
Variable feeup to 169,507 SGD/month
Variable feemore than 169,507 SGD/month

How long will a money transfer to Japan take?

A money transfer from Singapore (SGD) to Japan (JPY) should arrive by Monday 2:00 AM. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route


Should arrive

by Monday 2:00 AM

What you’ll need for your online money transfer to Japan

Best ways to send money to Japan

Trust Wise with safe & secure money transfers to Japan

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Japan from Singapore with the most international app

Looking for an app to send money to Japan? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

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It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

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