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Give your SGD a boost of 1.01% (variable)

Earn returns on your Wise money — SGD at 1.01%, GBP at 3.5%, EUR at 1.86%, and USD at 3.39%.

Open a Wise account and turn on Interest to spend and send your money, all the while it grows.1
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  • SGD1.01%
  • GBP3.5%
  • EUR1.86%
  • USD3.39%

How interest works

  • Turn on Interest
    Turn on Interest

    Your money will be invested in an interest-earning fund that holds short-term loans to governments and large companies.

  • Access your money any time
    Access your money any time

    Returns are applied to your money every working day — and you can use them right away.

  • Spend any time
    Spend any time

    Continue to send and spend your money. With Interest, there's no need to lock your money away.

Interest is offered in partnership with Lion Global and Fidelity, through Wise Assets. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments.

The rates you'll get with us

The rate we show is how much your money could grow over a year. The rates for SGD is based on annualised amortised rate as of 19/06/2026 and the rates for GBP, EUR and USD are based on 7 day performance as of 24/06/2026, 24/06/2026 and 24/06/2026, respectively. Past performance doesn't guarantee future growth.

  • 1.01% on SGD
    1.01% on SGD

    After 0.68% annual fee

  • 3.5% on GBP
    3.5% on GBP

    After 0.44% annual fee

  • 1.86% on EUR
    1.86% on EUR

    After 0.44% annual fee

  • 3.39% on USD
    3.39% on USD

    After 0.44% annual fee

Keeping your money safe

Your money is held in segregated accounts and the assets are kept in your name. The funds Wise Interest uses are invested in assets guaranteed by governments, or invested in large companies with high credit ratings.

Learn more about safety

Start from as little as 1 SGD, GBP, EUR or USD

Returns are applied to your money every working day - and you can send and spend them instantly.1

Learn more about returns

FAQ

Trust us to look after your money

We help over 14.8 million people move £30 billion every quarter — here's how we make sure it's safe.

  • Built-in security
    Biometrics, 2-step authentication and encryption keep your data secure.
  • Dedicated support
    Questions? Get 24/7 help in 14 languages.
  • Don't take our word for it
    With over 200,000 reviews on Trustpilot, Wise's average score is 4.3 out of 5.

Your money, your way

Manage your international money in a single place with a Wise account.

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Do more with Wise in Singapore

You can use Wise for much more than just earning returns. Here is what's available, based on where you live.

Open an account
  • SGD1,000771.32USD

    Send money worldwide

    Make fast and cheap international transfers and save on fees.

    Learn about transfers
  • Wise balance for Singapore dollar.

    Receive money fast

    Get paid easily in other currencies with global account details.

    Explore getting paid
  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any hidden fees or markups.

    Learn about Wise cards