How interest works
Give your money a boost
Earn returns on SGD and USD by opening a Wise account and investing in an interest-earning fund. Spend any time, all while you grow. Capital at risk.
*SGD is based on annualised amortised rate as of 27/10/2023 and USD is based on 7 day performance as of 01/11/2023. Both do not guarantee future growth. Rate not guaranteed and is projected based on how much your money could grow over a year. Capital may be at risk. Past performance is not indicator of future performance.
Rates
These are our variable rates for SGD as of 27/10/2023 and USD as of 01/11/2023. The rate we show is how much your money could grow over a year. Return not guaranteed, past performance is not an
indicator of future results, capital at risk.
3.67% on SGD
Includes 0.50% annual fee
4.52% on USD
Includes 0.80% annual fee
Keeping your money safe
The fund Interest uses is designed to be stable and is considered low risk because the assets it invests
in are guaranteed by governments or in large companies with high credit ratings.
Daily gains, instant access
Returns are added to your money every working day — and you can use them right away. Send and spend your money, all while getting a return. Growth not guaranteed.
FAQ
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Privacy and data
We protect your details through strict standards and 2FA.
Dedicated support
Questions? Get 24/7 help in 14 languages.
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Manage your international money in a single place with a Wise account.
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All investment services are provided by Wise Asia-Pacific Pte Ltd to conduct regulated activities and provide custodial services by Monetary Authority Singapore (MAS). We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the product and funds on our website.