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Give your money a boost

Earn returns on SGD and USD by opening a Wise account and investing in an interest-earning fund. Spend any time, all while you grow. Capital at risk.

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*SGD is based on annualised amortised rate as of 27/10/2023 and USD is based on 7 day performance as of 01/11/2023. Both do not guarantee future growth. Rate not guaranteed and is projected based on how much your money could grow over a year. Capital may be at risk. Past performance is not indicator of future performance.

How interest works

Turn on Interest


Your money is invested in an interest-earning fund.

Get gains daily


Returns are added to your money every working day — and you can use them right away.

Spend any time


Continue to send and spend your money. With Interest, there’s no need to lock your money away.


These are our variable rates for SGD as of 27/10/2023 and USD as of 01/11/2023. The rate we show is how much your money could grow over a year. Return not guaranteed, past performance is not an indicator of future results, capital at risk.

3.67% on SGD

Includes 0.50% annual fee
The Singapore flag

4.52% on USD

Includes 0.80% annual fee
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Keeping your money safe

The fund Interest uses is designed to be stable and is considered low risk because the assets it invests in are guaranteed by governments or in large companies with high credit ratings.

Daily gains, instant access

Returns are added to your money every working day — and you can use them right away. Send and spend your money, all while getting a return. Growth not guaranteed.
Earn interest on your Singapore Dollars


Trust us to look after your money

We help over 16 million people move £9 billion every month — here’s how we make sure it’s safe.

Privacy and data

We protect your details through strict standards and 2FA.
Privacy protection

Dedicated support

Questions? Get 24/7 help in 14 languages.
Support around the clock

Don’t take our word for it

With over 140,000 reviews on Trustpilot, Wise’s average score is 4.6 out of 5.
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Your money, your way

Manage your international money in a single place with a Wise account.

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All investment services are provided by Wise Asia-Pacific Pte Ltd to conduct regulated activities and provide custodial services by Monetary Authority Singapore (MAS). We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the product and funds on our website.