How interest works
Grow your business and boost your money up to 3.48%
Earn returns on your money — SGD at 1.13%, GBP at 3.48%, EUR at 1.74%, and USD at 3.42%
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Turn on Interest
1
Your money will be invested in an interest-earning fund that holds short-term loans to governments and large companies.
Access your money any time
2
Returns are applied to your money every working day — and you can use them right away.
Spend any time
3
Continue to send and spend your money. With Interest, there’s no need to lock your money away.
Interest is offered in partnership with Lion Global and Fidelity, through Wise Assets. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments.
rates
The rate we show is how much your money could grow over a year. The rates for SGD are based on annualised amortised rate as of 11/02/2026 and the rates for USD, EUR and GBP are based on 7 day performance as of 11/02/2026. Past performance doesn’t guarantee future growth.
1.13% on SGD
After 0.68% annual fee
3.48% on GBP
After 0.44% annual fee
1.661.74
After 0.44% annual fee
3.42% on USD
After 0.44% annual fee
Keeping your money safe
Your money is held in segregated accounts and the assets are kept in your name. The funds Wise Interest uses are invested in assets guaranteed by governments, or invested in large companies with high credit ratings.
Daily returns, instant use
Returns are applied to your money every working day - and you can send and spend them instantly*.
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*Instant access up to a 170,000 SGD (or equivalent) daily limit. Any amount over this adds a processing time of up to 2 working days.
The return for SGD is based on annualised amortised rate as of 9/19/2025 and the return for GBP, EUR and USD are based on 7 day performance as of 9/28/2025, 9/28/2025 and 9/30/2025, respectively. Rates are shown inclusive of annual fees which are 0.68% for SGD, and 0.44% for GBP, EUR, and USD. Rates do not guarantee future growth. Rates are not guaranteed and are projected based on how much your money could grow over a year. Capital may be at risk. Past performance is not an indicator of future growth.
All investment services are provided by Wise Asia-Pacific Pte Ltd to conduct regulated activities and provide custodial services by Monetary Authority of Singapore (MAS). We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the product and funds on our website.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The return for SGD is based on annualised amortised rate as of 9/19/2025 and the return for GBP, EUR and USD are based on 7 day performance as of 9/28/2025, 9/28/2025 and 9/30/2025, respectively. Rates are shown inclusive of annual fees which are 0.68% for SGD, and 0.44% for GBP, EUR, and USD. Rates do not guarantee future growth. Rates are not guaranteed and are projected based on how much your money could grow over a year. Capital may be at risk. Past performance is not an indicator of future growth.
All investment services are provided by Wise Asia-Pacific Pte Ltd to conduct regulated activities and provide custodial services by Monetary Authority of Singapore (MAS). We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the product and funds on our website.
This advertisement has not been reviewed by the Monetary Authority of Singapore.