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One account, for all the money in the world

160 countries. 40 currencies. One card. Take on the world with Wise — the universal account for sending, spending, and receiving money like a local.

Open an accountSee our pricing
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The smart way to manage money on the go

Choose from 40 currencies to use or keep to hand in your Wise account, and convert them in seconds. Receive money internationally too, with account details and IBANs for 9 currencies. Use them to get money from overseas without any fees at all.
Manage your money
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Pay your way round the world with a universal card

If you’ve got the local currency, we’ll use it. If you don’t, we’ll convert to it at a cheap rate. So in store or online, you’ve always got the right kind of money, for the right price.
Get a Wise cardLearn more
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Send money to over 70 countries. Fast speeds, favorable exchange rates, and no hidden fees

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.
Send money for lessHow we're getting our fees to zero
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Give your money a lift with Wise Interest

Get 3.67% (variable) on SGD. No need to lock your money away, either. Rate accurate as of 15 September 2023, return not guaranteed, capital at risk.
Learn about Interest
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Register for a free account in minutes

1

Get verified with your ID by our team

2

Add money in the currencies you want

3

Trust us to look after your money

We help over 16 million people move £9 billion every month — here’s how we make sure it’s safe.
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Privacy and data

We protect your details through strict standards and 2FA.

Dedicated support

Questions? Get 24/7 help in 14 languages.

International safeguarding

We’re regulated by national authorities around the globe.

Investment activity takes place under TINV Ltd, a new business subsidiary created to carry out investment activities and operate Assets. TINV Ltd is appropriately authorised and regulated by the Financial Conduct Authority (FCA). Our FCA number is 839689.