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Fair prices, no hidden fees

No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.

Registering with Wise
Opening an account
50 EUR
Sending money
Sending money
Fee varies by currency
From 0.43%
Spending with your card
Withdrawing 200 EUR per month per account
2 or less withdrawals
Free
ATM fees over 200 EUR per month per account
+ 0.50 EUR per withdrawal
1.75%
Account Funding transactions
Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.
2%
Getting the Wise debit card
No subscription fees
4 EUR
Converting money
Fee varies by currency
From 0.43%
Holding money in your account
Hold 50+ currencies
Free
Receiving money
Getting account details in 9 currencies
Details for AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD and USD
50 EUR
Receiving money
Receive AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD and USD (non-wire)
Free
Receiving USD wire payments
Fixed fee per payment
4.14 USD

Our three principles

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Low, and getting lower

We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.

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Radically transparent

We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.

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Fair for all

You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.