Wise fees: Only pay for what you use
Send money
Transfer money between banks, or from your account.
Use the Wise debit card
Get a new card, spend abroad, and get cash out from ATMs.
Receive and add money
Get paid into or add money to your account.
Hold money in your account
Hold 40+ currencies in your Wise Account.
Fair prices, no hidden fees
No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.
Registering with Wise | |
Register for a Wise account | Free |
Sending money | |
Sending money Fee varies by currency | From 0.43% |
Spending with your card | |
Withdrawing 3,400,000 IDR per month per account 2 or less withdrawals | Free |
ATM fees over 3,400,000 IDR per month per account + 9800.00 IDR per withdrawal | 1.75% |
Account Funding transactions Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. | 2% |
Getting the Wise debit card No subscription fees | 140000 IDR |
Converting money Fee varies by currency | From 0.43% |
Our three principles
Low, and getting lower
We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.
Radically transparent
We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.
Fair for all
You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.