International money transfers
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 IDR
- Our fee2,713,873 IDR
- VAT292,869 IDR
Volume discount
-51,425 IDR
Should arrive in 9 hours

Savings on this transfer, and eligible transfers for the rest of the month.
International money transfers
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 IDR
- Our fee2,713,873 IDR
- VAT292,869 IDR
Volume discount
-51,425 IDR
Should arrive in 9 hours

Savings on this transfer, and eligible transfers for the rest of the month.
See how much it costs to send money abroad
The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
Wise | Competitors |
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Wise always gives you the real mid-market rate. No markups, no hidden profits. The fairest rate, every time. | Most providers hide their fees in the exchange rate. Compare their rate to Wise - any difference? That’s their cut. |
How to send money internationally from Indonesia
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send money internationally from Indonesia
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send money internationally from Indonesia
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
Get fees as low as 0.1% on large transfers
Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Best ways to send money internationally with WISE
The best way to send Indonesian rupiah to Euro is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
How to receive money
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
Wise account
Wise account
Receive from another Wise account instantly. No need for bank details — let friends find you with your name, email, phone or Wisetag.
Learn more about receiving with Wise.
Cheapest way to send money abroad from Indonesia
The cheapest way to send 500,000,000 IDR to EUR is from a Wise balance and costs 2,643,980 IDR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
IDR
EUR
Sending 500,000,000 IDR | Transfer cost |
---|---|
Bank transfer | 2,955,317 IDR |
Fastest way to send money abroad from Indonesia
Sending money with Wise is super fast: 60% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
IDR
EUR
Sending 500,000,000 IDR | Should arrive |
---|---|
Bank transfer | in 9 hours |
Send money from Indonesia with the Wise app
Looking for an international money transfer app? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money from Indonesia with the Wise app
Looking for an international money transfer app? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Frequently asked questions
See where Wise works
- Send money
- Account details
- Hold and convert money