Who can I send Indonesian rupiah (IDR) to?

You can send Indonesian rupiah (IDR) to individual bank accounts and businesses in Indonesia. You can also send to mobile wallets, including DANA, GoPay, OVO, ShopeePay and Linkaja accounts.

What information do I need about my recipient?

For transfers to bank accounts , you’ll need their: full name bank name bank account number - this should be 7–18 digits long. The acceptable account number length varies for different recipient types/banks. For transfers to mobile wallets , you’ll need your recipient’s mobile phone number starting with country code +62.

How much can I send ?

For transfers to bank accounts , you can send up to 1,990,000,000 Indonesian rupiah (IDR) per transfer. For transfers to mobile wallets , you can send up to 2 million Indonesian rupiah (IDR) for unregistered recipients, and 10 million Indonesian rupiah (IDR) for registered recipients. There’s a monthly limit of 20 million Indonesian rupiah (IDR), whether or not your recipient is registered.

How long does a money transfer take?

Once Wise receives and converts your money, it takes up to 1 working day to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

International money transfers

Join over 12.8 million people sending money abroad — with fees as low as 0.1%.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (47h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 IDR
Our fee
2,713,873 IDR
VAT
292,869 IDR

Volume discount

-51,425 IDR

Total included fees and taxes (0.59%)
2,955,317 IDR

Should arrive in 9 hours

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

International money transfers

Join over 12.8 million people sending money abroad — with fees as low as 0.1%.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (47h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 IDR
Our fee
2,713,873 IDR
VAT
292,869 IDR

Volume discount

-51,425 IDR

Total included fees and taxes (0.59%)
2,955,317 IDR

Should arrive in 9 hours

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now

Amount

From

Wise	Competitors
Wise always gives you the real mid-market rate. No markups, no hidden profits. The fairest rate, every time.	Most providers hide their fees in the exchange rate. Compare their rate to Wise - any difference? That’s their cut.

We use the real, mid-market rate with no sneaky markup to hide the fees. Learn more

We’re regulated in every available region
We help 12.8 million customers move £30bn every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money internationally from Indonesia

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in Indonesian rupiah by bank transfer or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money internationally from Indonesia

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in Indonesian rupiah by bank transfer or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money internationally from Indonesia

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in Indonesian rupiah by bank transfer or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

Earn discounts when you send over 20,000 GBP.
Get dedicated support from a team of specialists in large transfers.

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money internationally with WISE

The best way to send Indonesian rupiah to Euro is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money abroad from Indonesia

The cheapest way to send 500,000,000 IDR to EUR is from a Wise balance and costs 2,643,980 IDR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

IDR

EUR

Sending 500,000,000 IDR	Transfer cost
Bank transfer	2,955,317 IDR

Fastest way to send money abroad from Indonesia

Sending money with Wise is super fast: 60% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

IDR

EUR

Sending 500,000,000 IDR	Should arrive
Bank transfer	in 9 hours

Send money from Indonesia with the Wise app

Looking for an international money transfer app? Send money on the go with Wise.

Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.

Download Wise

Send money from Indonesia with the Wise app

Looking for an international money transfer app? Send money on the go with Wise.

Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.

Download Wise

Frequently asked questions

See where Wise works

Send money
Account details
Hold and convert money

International money transfers

International money transfers

See how much it costs to send money abroad

How to send money internationally from Indonesia

1. Choose where the money's going

2. Choose how much to send

3. Choose how to pay

How to send money internationally from Indonesia

1. Choose where the money's going

2. Choose how much to send

3. Choose how to pay

How to send money internationally from Indonesia

1. Choose where the money's going

2. Choose how much to send

3. Choose how to pay

Get fees as low as 0.1% on large transfers

How we keep your money safe

Best ways to send money internationally with WISE

Bank Transfer

Bank Transfer

How to receive money

Wise account

Wise account

Cheapest way to send money abroad from Indonesia

Fastest way to send money abroad from Indonesia

Send money from Indonesia with the Wise app

Cheap transfers abroad

Track exchange rates

Real-time notifications

Send money from Indonesia with the Wise app

Cheap transfers abroad

Track exchange rates

Real-time notifications

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Frequently asked questions

Who can I send Indonesian rupiah (IDR) to?

What information do I need about my recipient?

How much can I send ?

How long does a money transfer take?

See where Wise works