Fees for holding money
Hold 50+ currencies in your Wise account for free. Pay an annual fee for larger amounts in Euros.
Holding money with Wise
Holding money with Wise
It’s free to keep most currencies in your Wise account, up to a limit
From US dollars to South African rand, hold your money in different currencies without fees.
Pay a fee to hold more than 3,000 EUR
If you’d like to keep more than 3,000 EUR in your Wise account, we’ll charge a 0.075% fee monthly (fee accrues daily, starting with the third day after the balance exceeds the stated limits).
| Monthly fees | |
Want to hold a larger amount?
It’s free for the first 3 days
You can keep more than the currency holding limit in your account for 3 days. After the third day, we’ll apply a fee.
Then, we’ll charge an annual fee
We’ll take the fee from your account at the end of each month. The amount’s based on the number of days per year you hold money with Wise.
We’ll only charge for the extra amount
For example, if you’ve got 6000 EUR in your account, we’ll only take a fee for 3000.
Convert currencies in your Wise Account
You always get the real exchange rate. You'll only pay a small fee to convert the money in your account into another currency.