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Grow your money, and keep instant access.

Meet Assets — the easy way to switch the money in your Wise account from cash to stocks, which will invest it in the world’s 1500 biggest companies like Apple, Google, and Tesla. Capital at risk.

Put your money to work in the stock market.

Switching to stocks invests your money in the iShares World Equity Index Fund. This fund tracks the MSCI World Index, which includes companies like Apple, Microsoft, and Tesla.

On average, the fund’s grown 13.39% a year since 2012. But like all investing — past performance doesn’t guarantee future growth.

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Keep spending and sending anytime.

Instantly access the majority of your money 24/7, to spend or send like normal. So you’ve got the flexibility and convenience of a current account, with the potential gains of investing.

Instant spending with debit card

How to switch your money from cash to stocks.

1. Open a Wise account

2. Add money to your account

3. Tap the cash icon, and switch to stocks

Our pricing.

You’ll only pay two fees when you hold money as stocks, totalling 0.55% annually. There are no trading fees or minimum holding periods.

The fund management fee is accrued daily on money you hold as stocks (0.00041% daily). The Wise service fee is also accrued daily (0.0015% daily), and will be debited monthly from the balance or jar you hold as stocks.
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Fund fee (Charged by BlackRock)

0.15% annually

Service fee (Charged by Wise)

0.40% annually

Protected

Protected by the FSCS up to £85,000 per person. Learn more

FCA authorised

We are authorised and regulated by the FCA.

Dedicated support

Our team is here to answer any questions you have.

Data protected

We follow industry to protect your data.

Frequently asked questions

Investment activity takes place under TINV Ltd, a new business subsidiary created to carry out investment activities and operate Assets. TINV LTD is appropriately authorised and regulated by the Financial Conduct Authority (FCA). Our FCA number is 839689.