A multi-currency account for travellers, expats and freelancers
Compare Wise to UK high-street banks.
To see what you could save, here's the cost of spending £250 in Euros with Wise vs. UK high street banks. See how we got this data.
Compare the costs
| Send 250 GBP to EUR | |
|---|---|
 | £1.21 |
 | £6.87 |
 | £9.26 |
 | £8.92 |
 | £7.51 |
| Spend 250 GBP on debit card in EUR | |
| £1.03 |
| £7.48 |
| £6.88 |
| £7.48 |
| £7.38 |
| Withdraw 250 GBP from ATM / month cash in EUR | |
| £1.90 |
| £7.48 |
| £11.88 |
| £7.48 |
| £7.38 |
Data collected by an independent research agency. Last updated: 15th October 2020
The Wise account in 90 seconds.
What is the Wise foreign currency account?
Send money around the world, and avoid the unfair exchange rates set by banks. With Wise, you’ll always get a great deal.
Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.
And with your own Wise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.
Join millions who get a great exchange rate, and the low fees we’re known for.
Your easy alternative to a bank account abroad.
- Hold and switch between multiple currencies in seconds with low, transparent fees. Find currencies >
Convert 50+ currencies
- Sign up and get verified online — without a local address or visiting a branch. Sign up now >
Open an account in seconds
The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
Get your Wise debit card
- Add and convert money, get instant notifications, and freeze or unfreeze your card anytime. Download app >
Easy-to-use app
The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
From set-up to spending in seconds.
1. Create your account
Fill in your details and verify your account with a selfie and ID. This should only take few minutes.
2. Order your card
Start spending online with your card details, before your physical card arrives. Or add your card to Apple Pay or Google Pay to spend in shops too.
3. Wait for delivery
Your physical card will be shipped the same day. So it should take between 2-3 days to arrive.
Transparent pricing, always.
With the Wise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.
It’s free to create a Wise account, and there are never any monthly fees or minimum balances to worry about.
I use it to pay my son’s tuition fees, my mortgage and spending abroad
Gavin, father & business-owner
Get your multi-currency accountGet these local account details
These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.
GBPBritish Pound
Get your own Account Number and Sort Code.
EUREuro
Get your own SWIFT/BIC and IBAN details.
AUDAustralian Dollar
Get your own BSB Code and Account Number.
NZDNew Zealand Dollar
Get your own Account Number.
SGDSingapore Dollar
Get your own Account Number.
RONRomanian Leu
Get your own SWIFT/BIC and IBAN details. Currently only available to residents of the UK and Romania.
CADCanadian Dollar
Get your own Institution number, Transit number, and Account number.
HUFHungarian Forint
Get your own Account Number.
TRYTurkish Lira
Get your own Bank name and IBAN.
Hold and convert money
You can hold and convert money in 40+ currencies. It only takes a few seconds to open a new account in the currency you need.
GBPBritish Pound
AUDAustralian Dollar
AEDUnited Arab Emirates Dirham
BDTBangladeshi Taka
BWPBotswana Pula
BGNBulgarian Lev
CHFSwiss Franc
CLPChilean Peso
CNYChinese Yuan
CRCCosta Rican Colón
CZKCzech Koruna
DKKDanish Krone
EGPEgyptian Pound
GELGeorgian Lari
GHSGhanaian Cedi
HKDHong Kong Dollar
Send money to 73 countries
You can send money in your Wise account to any of the currencies we support.
United Arab Emirates Dirham
Australian Dollar
Bangladeshi Taka
Bulgarian Lev
Brazilian Real
Botswana Pula
Canadian Dollar
Swiss Franc
Chilean Peso
Chinese Yuan
Costa Rican Colón
Czech Koruna
Danish Krone
Egyptian Pound
Euro
British Pound
Georgian Lari
Ghanaian Cedi
Hong Kong Dollar
Hungarian Forint
Indonesian Rupiah
Israeli Shekel
Indian Rupee
Japanese Yen
Kenyan Shilling
South Korean Won
Sri Lankan Rupee
Moroccan Dirham
Mexican Peso
Malaysian Ringgit
Norwegian Krone
Nigerian Naira
Nepalese Rupee
New Zealand Dollar
Philippine Peso
Pakistani Rupee
Polish Zloty
Romanian Leu
Swedish Krona
Singapore Dollar
Thai Baht
Turkish Lira
Tanzanian Shilling
Ukrainian Hryvnia
Ugandan Shilling
Uruguayan Peso
US Dollar
Vietnamese Dong
West African CFA Franc
South African Rand
Zambian kwacha
Wise financial regulation
Wise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.
The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
FAQs
