Large transfers need
more than a great rate
We don’t do hidden fees or exchange rate markups. And we believe your large transfer deserves dedicated support — as well as a low fee.
- 66.92 USD
- 99.58 USDOur fee
- –166.50 USD (0.69%)Total fees
- =23,799.50 USDTotal amount we’ll convert
- ×
You could save up to 200.15 USD
Should arrive by Thursday
Compare our fees to see how much you can save
We want you to have a crystal clear view of how much money arrives at the other end. That’s why we never add a mark-up to the exchange rate and show our fee transparently instead.
Track the rate with free email alerts| Sending 23,966 USD with | Recipient gets(Total after fees) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 | 3,810,657 JPY | ||||||||||
Transfer fee 166.50 USD Exchange rate(1 USD JPY) 160.115 Exchange rate markup 0 USD Cost of transfer 166.50 USD | |||||||||||
 | 3,805,533 JPY- 5,124 JPY | ||||||||||
Transfer fee 0 USD Exchange rate(1 USD JPY) 158.789 Exchange rate markup 198.50 USD Cost of transfer 198.50 USD | |||||||||||
 | 3,778,611 JPY- 32,046 JPY | ||||||||||
Transfer fee 0 USD Exchange rate(1 USD JPY) 157.665 Exchange rate markup 366.65 USD Cost of transfer 366.65 USD | |||||||||||
Get dedicated support from our experts
If you’re sending or receiving large amounts our team of experts are ready to help with every step of your transfer.
Track your transfer at every step
It’s easy to view your transfer’s progress using your Wise account. Just log in using our app or website.
*Transaction speed claimed depends on individual circumstances.
For big money transfers at life’s big moments
Selling in one country to buy a home in another
If you’re selling up overseas to fund buying a home in your country of residence, our team of experts are ready to help. We regularly work with people who want to safely move big money from one country to another so they can complete a property purchase.
How to move big money
Follow our 6 simple steps to making a large transfer. You can also and download our full PDF guide to learn more.
Online scams are on the rise. Learn more about staying safe when moving money.
Create a free Wise account
Sign up online or in our app for free. All you need is your email, Google or Facebook account. Then we’ll verify your I.D to help keep your money safe.
Check if you need to pay in-branch
Most banks have limits on how much you can send in one go online — and they may need you to visit a local branch to pay in person. To make the process smoother, it’s a good idea to make sure you can go on the day you set up your transfer.
Set up your transfer
Tell us how much you want to send, and who you’re sending money to. We’ll tell you our fees upfront, and when your money should arrive.
Send verification documents
When you send a large amount, we may ask for more info about where your money comes from. It’s one way we keep your money safe.
Pay for your transfer
Depending on your bank’s limits, you’ll probably need to go to your bank branch to pay. We’ll give you all the information you need. If you can’t get to your branch, get in touch with our team.
That’s it
We’ll handle the rest. You can check your transfer’s progress at any time on the Wise app or website.
The paperwork you may need to get your large transfer done
We may ask for documents that show where your money comes from. Here are some that you may need, have them ready to help speed up your transfer. Learn more about the documents you may need.
Bank statement
- Name and account number
- The money going in and out of your account
Sales agreement or solicitor's letter
- Signatures of both parties
- Property address and description
- Dates of ownership
Your money is safeguarded
We’re licensed to hold your money and follow strict rules to keep it safe. As we’re not a bank, your money isn’t FSCS protected – we safeguard it instead. That means we hold it with established institutions, separate from our own accounts.
