Where to exchange money in St. John's

Before you set out exploring in St. John's, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.

In this article you will discover some of the best currency exchanges in St. John's that you can visit.

We will also introduce Wise - A digital alternative which could save you time and money.

Where to exchange money in St. John's

Before you set out exploring in St. John's, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.

In this article you will discover some of the best currency exchanges in St. John's that you can visit.

We will also introduce Wise - A digital alternative which could save you time and money.

Wise

Spend abroad without hidden fees

Currency exchanges in St. John's

We are aware that there can be times when you need to have some local currency on hand, so avoiding currency exchanges altogether isn't always possible. We have provided a list of currency exchanges you can find in St. John's below.

Don't forget to refresh yourself on the advice in this article to help get the most out of your cash whilst abroad.

Money ChangerAddressContact Information
Western Union Agent LocationWal Mart, 90 Aberdeen Ave, St. John's, NL A1A 5N6, Canada+1 709-738-4350
Cash Money470 Topsail Rd Unit 200, St. John's, NL A1E 3Z2, Canada+1 709-576-0877
Cash Money330 Torbay Rd Unit FS05, St. John's, NL A1A 2H3, Canada+1 709-722-2720
CIBC ATM100 World Pkwy, St. John's, NL A1A 5T2, Canada+1 800-465-2422
MoneyGram8 Rowan St, St. John's, NL A1B 2X0, Canada+1 709-722-1500
Traders Exchange321 Freshwater Rd, St. John's, NL A1B 1C3, Canada+1 709-754-5960
MoneyGram48 Kenmount Rd, St. John's, NL A1B 1W3, Canada+1 709-722-5460
MoneyGram12 Gleneyre St, St. John's, NL A1A 2M7, Canada+1 709-753-0666
MJ Cash for Gold336 Freshwater Rd #3, St. John's, NL A1B 1C2, Canada+1 709-770-6152
MoneyGram250 Lemarchant Rd, St. John's, NL A1E 1P7, Canada+1 709-739-9751
St. John's Fish Exchange Kitchen & Wet Bar351 Water St, St. John's, NL A1C 1C2, Canada+1 709-739-7539
CIBC Branch with ATM10 Rowan St Unit 8, St. John's, NL A1B 2X1, Canada+1 709-576-8777
TD Canada Trust Branch and ATM140 Water St, St. John's, NL A1C 6H6, Canada+1 709-758-5000
easyfinancial Services45 Danny Dr Unit 83, St. John's, NL A1H 0N4, Canada+1 709-800-4378
Atlantic Cannabis200 Water St, St. John's, NL A1C 1A9, Canada+1 709-552-0431
Public Service Credit Union Ltd.403 Empire Ave, St. John's, NL A1E 1W6, Canada+1 709-579-8210

Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.

Canadian dollar rate today

When you're in St. John's, and also the rest of Canada, the official currency is the Canadian dollar.

Yet, when you step into a currency exchange shop, you'll notice they use currency codes. The code associated with the Canadian dollar is CAD, so be sure to take note of it when comparing exchange rates.


What you should know about exchanging money in St. John's

When exchanging money in St. John's or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in Canada long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.

1. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.

2. Research the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.

3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.

4. Use ATMs strategically
Check if your local bank has partnerships in Canada banks to avoid unwanted ATM fees. It's becoming less of a requirement, but it can be good to inform your bank before traveling too.

5. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Canadian dollars for a fairer rate and fees. The same applies if you get the option on card machines.

Currency exchange bureau who?

Forget all about walking around the city in search for fair exchange rates for a low fee.

With a Wise Account you can access over 70 currencies wherever you are - and all with a single card.

And what's even better, at the mid-market exchange rate. Low fees and fair rates all around the world, that's the Wise way!

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Bottom line

As you can see, there’s no shortage of options when it comes to exchanging money in St. John's. Don't forget to do your research on the exchange rate before converting your money, and check Wise out if you want a fuss-free alternative to exchanging cash.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.