Where to exchange money in St. John's
Before you set out exploring in St. John's, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in St. John's that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.

Where to exchange money in St. John's
Before you set out exploring in St. John's, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in St. John's that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.


Spend abroad without hidden fees
Currency exchanges in St. John's
We are aware that there can be times when you need to have some local currency on hand, so avoiding currency exchanges altogether isn't always possible. We have provided a list of currency exchanges you can find in St. John's below.
Don't forget to refresh yourself on the advice in this article to help get the most out of your cash whilst abroad.

| Money Changer | Address | Contact Information |
|---|---|---|
| Western Union Agent Location | Wal Mart, 90 Aberdeen Ave, St. John's, NL A1A 5N6, Canada | +1 709-738-4350 |
| Cash Money | 470 Topsail Rd Unit 200, St. John's, NL A1E 3Z2, Canada | +1 709-576-0877 |
| Cash Money | 330 Torbay Rd Unit FS05, St. John's, NL A1A 2H3, Canada | +1 709-722-2720 |
| CIBC ATM | 100 World Pkwy, St. John's, NL A1A 5T2, Canada | +1 800-465-2422 |
| MoneyGram | 8 Rowan St, St. John's, NL A1B 2X0, Canada | +1 709-722-1500 |
| Traders Exchange | 321 Freshwater Rd, St. John's, NL A1B 1C3, Canada | +1 709-754-5960 |
| MoneyGram | 48 Kenmount Rd, St. John's, NL A1B 1W3, Canada | +1 709-722-5460 |
| MoneyGram | 12 Gleneyre St, St. John's, NL A1A 2M7, Canada | +1 709-753-0666 |
| MJ Cash for Gold | 336 Freshwater Rd #3, St. John's, NL A1B 1C2, Canada | +1 709-770-6152 |
| MoneyGram | 250 Lemarchant Rd, St. John's, NL A1E 1P7, Canada | +1 709-739-9751 |
| St. John's Fish Exchange Kitchen & Wet Bar | 351 Water St, St. John's, NL A1C 1C2, Canada | +1 709-739-7539 |
| CIBC Branch with ATM | 10 Rowan St Unit 8, St. John's, NL A1B 2X1, Canada | +1 709-576-8777 |
| TD Canada Trust Branch and ATM | 140 Water St, St. John's, NL A1C 6H6, Canada | +1 709-758-5000 |
| easyfinancial Services | 45 Danny Dr Unit 83, St. John's, NL A1H 0N4, Canada | +1 709-800-4378 |
| Atlantic Cannabis | 200 Water St, St. John's, NL A1C 1A9, Canada | +1 709-552-0431 |
| Public Service Credit Union Ltd. | 403 Empire Ave, St. John's, NL A1E 1W6, Canada | +1 709-579-8210 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
Canadian dollar rate today
When you're in St. John's, and also the rest of Canada, the official currency is the Canadian dollar.
Yet, when you step into a currency exchange shop, you'll notice they use currency codes. The code associated with the Canadian dollar is CAD, so be sure to take note of it when comparing exchange rates.
What you should know about exchanging money in St. John's
When exchanging money in St. John's or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in Canada long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.
2. Research the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in Canada banks to avoid unwanted ATM fees. It's becoming less of a requirement, but it can be good to inform your bank before traveling too.
5. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Canadian dollars for a fairer rate and fees. The same applies if you get the option on card machines.

Currency exchange bureau who?
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And what's even better, at the mid-market exchange rate. Low fees and fair rates all around the world, that's the Wise way!
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Other currency exchanges
Bottom line
As you can see, there’s no shortage of options when it comes to exchanging money in St. John's. Don't forget to do your research on the exchange rate before converting your money, and check Wise out if you want a fuss-free alternative to exchanging cash.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
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