Where to exchange money in Modesto
If you’re planning a trip to Modesto, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Modesto. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.


Spend abroad without hidden fees
Currency exchanges in Modesto
Consider using digital alternatives like Wise when looking at currency exchanges. If you still need to have some physical cash, here are a list of currency exchanges you can find in Modesto.
A reminder from us - There's no such thing as 0% commission or fee-free so remember to do your research and make an informed decision.

Money Changer | Address | Contact Information |
---|---|---|
DolEx Dollar Express | 1117 Crows Landing Rd, Modesto, CA 95351, USA | +1 800-892-0210 |
Western Union | 1700 Standiford Ave, Modesto, CA 95350, USA | +1 209-527-5416 |
Western Union | 4201 Dale Rd, Modesto, CA 95356, USA | +1 209-545-5687 |
Orlandi Valuta | r&s Partners, 1125 Boulder Ave, Modesto, CA 95351, USA | +1 209-522-7962 |
MoneyGram | 3848 McHenry Ave, Modesto, CA 95356, USA | +1 209-342-0949 |
Western Union | 3440 McHenry Ave Ste E2, Modesto, CA 95350, USA | +1 209-248-4966 |
La Raza Servicios llc | 527 Paradise Rd, Modesto, CA 95351, USA | +1 209-622-0682 |
Ria Money Transfer - Multiservicios Latinos | 1606 Crows Landing Rd, Modesto, CA 95358, USA | +1 209-581-0904 |
ACE Cash Express | 2508 Oakdale Rd Ste C3, Modesto, CA 95355, USA | +1 209-551-7911 |
US dollar rate today
First off, in case you’re wondering something along the lines of “does United States use US dollar?”, the answer is yes. The currency in Modesto — and the rest of United States— is US dollar
You can also find it written as USD in currency exchange shops.
What you should know about exchanging money in Modesto
Before exchanging money in Modesto or any foreign city, it's important to be informed to avoid excessive charges and get the best deals. Consider opening a bank account in the US for long-term stays or substantial investments like buying property or cars.
1. Beware of 'zero fee' services
Services claiming 'no commission' often offer poor exchange rates, not reflecting the mid-market rate, leading to hidden profits for them.
2. Check the exchange rate beforehand
Familiarize yourself with the base rate to identify a bad deal from exchange services.
3. Avoid exchanging money at airports or hotels
Convenience comes at a price, as airports and hotels usually offer poor rates and high transaction fees.
4. Use ATMs strategically
Check if your home bank has partnerships in the US banks to avoid extra ATM fees, and inform your bank before traveling.
5. Opt for local currency
When using an ATM abroad, choose to be charged in US dollars for a fairer rate and avoid undisclosed exchange rates and additional fees.

Consider an alternative to physical currency exchanges
Say goodbye to overcomplicated currency exchange. Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.
Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.
There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.

Other currency exchanges
Bottom line
From the list above you should have plenty of options for finding a physical currency exchange in Modesto. If you'd like more options, try searching on a search engine like Google.
Finally, don't forget to check out Wise - The digital alternative to exchanging and spending cash abroad.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.