Where to exchange money in Providence
If you’re planning a trip to Providence, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Providence. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.
Where to exchange money in Providence
If you’re planning a trip to Providence, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Providence. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.
Spend abroad without hidden fees
Tax free transfers when you send money abroad with Wise.
From January 2026, transfers from the US are more expensive when you pay with cash, checks, or money orders. A 1% tax is being introduced due to the One Big Beautiful Bill Act. But you won’t pay this tax on Wise transfers. Learn more
Currency exchanges in Providence
If you’re still into the idea of carrying cash around and exchanging it, here are some popular foreign currency exchange locations in Providence.
One reminder, though: there’s no such thing as fee-free or 0% commission foreign exchange transactions. So, always check the mid-market exchange rate in advance, so you know how much your money’s worth.
| Money Changer | Address | Contact Information |
|---|---|---|
| Ria Money Transfer | 1106 Broad St, Providence, RI 02905, USA | +1 855-355-2141 |
| Moneycorp | International Payments | 1 Park Row #403, Providence, RI 02903, USA | +1 401-274-9009 |
| Western Union | 778 Cranston St, Providence, RI 02907, USA | +1 401-781-3271 |
| La Nacional - D00001 | 941 Broad St, Providence, RI 02905, USA | +1 401-495-0994 |
| Western Union | 333 Atwells Ave, Providence, RI 02903, USA | +1 401-276-8301 |
| Ria Money Transfer | 10 Academy Ave, Providence, RI 02908, USA | +1 855-355-2141 |
| World Travel & Financial Services | 440 Dexter St, Central Falls, RI 02863, USA | +1 401-726-8090 |
| MoneyGram | 291 Thayer St, Providence, RI 02906, USA | +1 401-331-1970 |
| New York Gold Exchange | 1455 Mineral Spring Ave, North Providence, RI 02904, USA | +1 401-205-1638 |
| Empire Loan of Providence | 1271 N Main St, Providence, RI 02906, USA | +1 401-437-8421 |
| Empire Loan of Rhode Island | 358 Broad St, Providence, RI 02907, USA | +1 401-273-7050 |
| Monimen, Inc. | 913 Eddy St, Providence, RI 02905, USA | +1 401-941-6700 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
US dollar rate today
When you're in Providence, and also the rest of United States, the official currency is the US dollar.
Yet, when you step into a currency exchange shop, you'll notice they use currency codes. The code associated with the US dollar is USD, so be sure to take note of it when comparing exchange rates.
What you should know about exchanging money in Providence
You can follow a few simple tips which could help save money when exchanging currency in Providence. By increasing your awareness you can be better prepared for currency exchanges wherever you are.
1. Beware of 'zero fee' services
Some services will claim 'no commission'. This can be misleading as they will often have hidden a markup by offering you a worse exchange rate.
2. Know the current exchange rate
Be familiar with the current exchange rate to help identify a bad deal from exchange services.
3. Avoid exchanging money at airports or hotels
The convenience of exchanging currency at airports and hotels often comes at a price. That price will come as poor exchange rates and high transaction fees. Try to use this as a last resort.
4. Avoid scams
Be cautious of street vendors or unofficial exchange services that may offer seemingly attractive rates. Stick to recognised establishments to avoid falling victim to scams or fraudulent practices. Your financial security should always be a top priority.
5. Opt for local currency
When using an ATM abroad, pick the option to be charged in US dollars for a fairer rate to avoid undisclosed exchange rates. Picking the local currency will almost always be cheaper.
Say goodbye to overcomplicated currency exchange
Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.
Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.
There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.
Other currency exchanges
Bottom line
As you can see, there’s no shortage of options when it comes to exchanging money in Providence. Don't forget to do your research on the exchange rate before converting your money, and check Wise out if you want a fuss-free alternative to exchanging cash.
Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.