Where to exchange money in Miami Beach
If you’re planning a trip to Miami Beach, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Miami Beach. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.
Where to exchange money in Miami Beach
If you’re planning a trip to Miami Beach, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Miami Beach. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.
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From January 2026, transfers from the US are more expensive when you pay with cash, checks, or money orders. A 1% tax is being introduced due to the One Big Beautiful Bill Act. But you won’t pay this tax on Wise transfers. Learn more
Currency exchanges in Miami Beach
Consider using digital alternatives like Wise when looking at currency exchanges. If you still need to have some physical cash, here are a list of currency exchanges you can find in Miami Beach.
A reminder from us - There's no such thing as 0% commission or fee-free so remember to do your research and make an informed decision.
| Money Changer | Address | Contact Information |
|---|---|---|
| Lincoln Currency Exchange | 1633 Washington Ave, Miami Beach, FL 33139, USA | +1 305-672-1633 |
| Currency Exchange South Beach @ Collins & 18th Street / Parliamo Italiano / Falamos Portugues | 1800 Collins Ave suite 1 c, Miami Beach, FL 33139, USA | +1 305-672-3094 |
| Miami Money Exchange | 278 NE 1st St, Miami, FL 33132, USA | +1 305-371-2208 |
| Euro Money Exchange South Beach | 1300 Collins Ave suite b, Miami Beach, FL 33139, USA | +1 786-603-9436 |
| Euro Money Exchange | 230 NE 1st St, Miami, FL 33132, USA | +1 305-374-2336 |
| Check Cashing USA | 827 Washington Ave, Miami Beach, FL 33139, USA | +1 305-673-6433 |
| Miami Money Exchange - Reliable Currency | 256 NE 1st St, Miami, FL 33132, USA | +1 786-899-0333 |
| Miami Money Exchange - Currency Exchange in Doral | 2488 NW 89th Pl #9, Miami, FL 33172, USA | +1 305-371-2208 |
| Euro Exchange USA | 242 NE 1st St, Miami, FL 33132, USA | +1 305-377-2536 |
| Euro Exchange USA | 235 SE 1st St, Miami, FL 33131, USA | +1 305-377-2536 |
| Currency Exchange International | 19575 Biscayne Blvd, Aventura, FL 33180, USA | +1 305-466-6104 |
| Currency Exchange International | 7535 N Kendall Dr, Miami, FL 33156, USA | +1 305-662-7155 |
| Postal Place Foreign Currency Exchange | 4045 Sheridan Ave, Miami Beach, FL 33140, USA | +1 786-405-4056 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
US dollar rate today
The currency used in Miami Beach, as well as the rest of United States is US dollar.
However, when visiting a currency exchange shop you will notice they use currency codes. The code for US dollar is USD. Keep an eye out for this if you want to compare exchange rates.
What you should know about exchanging money in Miami Beach
Before exchanging money in Miami Beach or any foreign city, it's important to be informed to avoid excessive charges and get the best deals. Consider opening a bank account in the US for long-term stays or substantial investments like buying property or cars.
1. Beware of 'zero fee' services
Services claiming 'no commission' often offer poor exchange rates, not reflecting the mid-market rate, leading to hidden profits for them.
2. Check the exchange rate beforehand
Familiarize yourself with the base rate to identify a bad deal from exchange services.
3. Avoid exchanging money at airports or hotels
Convenience comes at a price, as airports and hotels usually offer poor rates and high transaction fees.
4. Use ATMs strategically
Check if your home bank has partnerships in the US banks to avoid extra ATM fees, and inform your bank before traveling.
5. Opt for local currency
When using an ATM abroad, choose to be charged in US dollars for a fairer rate and avoid undisclosed exchange rates and additional fees.
Currency exchange bureau who?
Forget all about walking around the city in search for fair exchange rates for a low fee.
With a Wise Account you can access over 70 currencies wherever you are - and all with a single card.
And what's even better, at the mid-market exchange rate. Low fees and fair rates all around the world, that's the Wise way!
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Other currency exchanges
Bottom line
From the list above you should have plenty of options for finding a physical currency exchange in Miami Beach. If you'd like more options, try searching on a search engine like Google.
Finally, don't forget to check out Wise - The digital alternative to exchanging and spending cash abroad.
Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.