Where to exchange money in Jersey City

Before you set out exploring in Jersey City, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.

In this article you will discover some of the best currency exchanges in Jersey City that you can visit.

We will also introduce Wise - A digital alternative which could save you time and money.

Where to exchange money in Jersey City

Before you set out exploring in Jersey City, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.

In this article you will discover some of the best currency exchanges in Jersey City that you can visit.

We will also introduce Wise - A digital alternative which could save you time and money.

Wise

Spend abroad without hidden fees

Tax free transfers when you send money abroad with Wise.

From January 2026, transfers from the US are more expensive when you pay with cash, checks, or money orders. A 1% tax is being introduced due to the One Big Beautiful Bill Act. But you won’t pay this tax on Wise transfers. Learn more

Currency exchanges in Jersey City

We are aware that there can be times when you need to have some local currency on hand, so avoiding currency exchanges altogether isn't always possible. We have provided a list of currency exchanges you can find in Jersey City below.

Don't forget to refresh yourself on the advice in this article to help get the most out of your cash whilst abroad.

Money ChangerAddressContact Information
Lucky Money488 West Side Ave, Jersey City, NJ 07304, USA+1 201-324-1144
CFSC Checks Cashed Bergen Ave Jersey City755 Bergen Ave, Jersey City, NJ 07306, USA+1 201-333-0359
CFSC Checks Cashed Journal Square80 Journal Square Plaza, Jersey City, NJ 07306, USA+1 201-420-8172
La Nacional436 Central Ave, Jersey City, NJ 07307, USA+1 201-839-0030
SikaCash2828 John F. Kennedy Blvd, Jersey City, NJ 07306, USA+1 201-360-3404
DolEx Dollar Express681 Montgomery St, Jersey City, NJ 07306, USA+1 888-246-2527
Western Union755 Bergen Ave, Jersey City, NJ 07306, USA+1 201-333-0359
Western Union232 Central Ave, Jersey City, NJ 07307, USA+1 201-653-6508
PNB Remittance Centers Inc.675 Newark Ave, Jersey City, NJ 07306, USA+1 201-656-3270
Western Union110 Newark Ave, Jersey City, NJ 07302, USA+1 201-433-0108
International Currency Group95 River St #402, Hoboken, NJ 07030, USA+1 201-942-9660
MoneyGram129 Newark Ave, Jersey City, NJ 07302, USA+1 201-333-2223
Western Union#80, Jersey City, NJ 07306, USA+1 201-420-8172
MoneyGram88 Morgan St, Jersey City, NJ 07302, USA+1 201-433-3510
Dolex811 6th St #809, Union City, NJ 07087, USA
A & S Foreign Exchange Inc357 7th Ave, New York, NY 10001, USA+1 646-473-1222

Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.

US dollar rate today

The currency used in Jersey City, as well as the rest of United States is US dollar.

However, when visiting a currency exchange shop you will notice they use currency codes. The code for US dollar is USD. Keep an eye out for this if you want to compare exchange rates.


What you should know about exchanging money in Jersey City

You can follow a few simple tips which could help save money when exchanging currency in Jersey City. By increasing your awareness you can be better prepared for currency exchanges wherever you are.

1. Beware of 'zero fee' services
Some services will claim 'no commission'. This can be misleading as they will often have hidden a markup by offering you a worse exchange rate.

2. Know the current exchange rate
Be familiar with the current exchange rate to help identify a bad deal from exchange services.

3. Avoid exchanging money at airports or hotels
The convenience of exchanging currency at airports and hotels often comes at a price. That price will come as poor exchange rates and high transaction fees. Try to use this as a last resort.

4. Avoid scams
Be cautious of street vendors or unofficial exchange services that may offer seemingly attractive rates. Stick to recognised establishments to avoid falling victim to scams or fraudulent practices. Your financial security should always be a top priority.

5. Opt for local currency
When using an ATM abroad, pick the option to be charged in US dollars for a fairer rate to avoid undisclosed exchange rates. Picking the local currency will almost always be cheaper.

Say goodbye to overcomplicated currency exchange

Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.

Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.

There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.

Bottom line

As you can see, there are plenty of options for exchanging money in Jersey City. Remember to do your research on the exchange rate and get the most out of your trip. For a fuss-free alternative to exchanging cash, check out Wise.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.