Where to exchange money in Hilo
Before you set out exploring in Hilo, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in Hilo that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.
Where to exchange money in Hilo
Before you set out exploring in Hilo, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in Hilo that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.
Spend abroad without hidden fees
Tax free transfers when you send money abroad with Wise.
From January 2026, transfers from the US are more expensive when you pay with cash, checks, or money orders. A 1% tax is being introduced due to the One Big Beautiful Bill Act. But you won’t pay this tax on Wise transfers. Learn more
Currency exchanges in Hilo
Consider using digital alternatives like Wise when looking at currency exchanges. If you still need to have some physical cash, here are a list of currency exchanges you can find in Hilo.
A reminder from us - There's no such thing as 0% commission or fee-free so remember to do your research and make an informed decision.
| Money Changer | Address | Contact Information |
|---|---|---|
| Money Mart | 200 Kanoelehua Ave, Hilo, HI 96720, USA | +1 808-933-4700 |
| Western Union | 250 Kinoole St, Hilo, HI 96720, USA | +1 808-935-3113 |
| American Savings Bank | 100 Pauahi St, Hilo, HI 96720, USA | +1 800-272-2566 |
| Walmart Money Center | 325 Makaala St, Hilo, HI 96720, USA | |
| HFS Federal Credit Union - Hilo | 632 Kinoole St, Hilo, HI 96720, USA | +1 808-930-1400 |
| MoneyGram | 555 Kilauea Ave, Hilo, HI 96720, USA | +1 808-935-3357 |
| HFS Federal Credit Union - Prince Kuhio Plaza | 111 Puainako St, Hilo, HI 96720, USA | +1 808-930-1400 |
| AAFES Shoppette | 1300 Kekuanaoa St Bldg 505, Hilo, HI 96720, USA | +1 808-935-3449 |
| Currency Exchange International | In front of Pacsun and StoryBook Station, 98-1005 Moanalua Rd, Aiea, HI 96701, USA | +1 808-487-9161 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
US dollar rate today
The currency used in Hilo, as well as the rest of United States is US dollar.
However, when visiting a currency exchange shop you will notice they use currency codes. The code for US dollar is USD. Keep an eye out for this if you want to compare exchange rates.
What you should know about exchanging money in Hilo
When exchanging money in Hilo or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in the US long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in US dollars for a fairer rate and fees. The same applies if you get the option on card machines.
2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in the US banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.
5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.
Say goodbye to overcomplicated currency exchange
Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.
Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.
There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.
Other currency exchanges
Bottom line
As you can see, there are plenty of options for exchanging money in Hilo. Remember to do your research on the exchange rate and get the most out of your trip. For a fuss-free alternative to exchanging cash, check out Wise.
Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.