Skip to main content

International business banking for freelancers

An account for freelancers to invoice like a local around the world, receive multiple currencies for free, and spend on a global debit card.
Wise Business - person using a laptop and holding a phone in their hand

Integrate seamlessly with Xero

Pay invoices and people abroad

Receive money like a local

Spend with a debit card

Get paid with zero fees.

Invoice your clients in their currency and receive money with no fees for popular currencies. See business pricing for more details.

Get your own US, Eurozone, Australian, New Zealand, and UK bank details in minutes — without a local address. Use them to invoice clients or withdraw money from platforms like UpWork and

Get started now →

Spend anywhere with no hidden fees.

Use your Wise Business card to pay business expenses and spend online or in-store all over the world.

If you don’t have the currency in your account, we’ll automatically convert the amount for you.

Get my account and card today →

The features freelancers love.

Xero integration
Connect with Xero and your favourite accounting tools.
Learn more →
Open API
Automate payments and workflows with our API.
Explore our docs →
Monthly statements
Download statements for every balance you hold.
Get started today →
Business card
Spend and track your expenses in one place.
Order your card →

International payments for less

Pay invoices and buy inventory with the real exchange rate in 73 countries — for way cheaper than PayPal.

Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a Wise account to receive their money.

See how we compare to PayPal →

Coverage around the world.

You can send money to 73 countries, and receive and hold 40 currencies.

You also get your own Eurozone, US, Australia, New Zealand, and UK bank details to get paid like a local.

See what currencies we cover →

Person paying with a Wise card


Business without borders

Open an account in minutes.

Create your account